Operational Risks, Including Administrative, Systems and Legal Risks
First written in FY2016. 18 of 20 entries say "Restated". Latest entry: FY2024.
The Akita Bank moved to the "Worse" side of this theme in 2024, 2 years before the typical company in this theme (2026).
The whole theme swung hardest in 2026: 4 of 9 companies on the "Worse" side.
4 other companies' latest entry also says "Worsened".
- FY2024WorsenedAnnual report
「The Bank is working to strengthen its cybersecurity management framework as cyberattacks become more sophisticated and advanced. However, if these measures fail to prevent service outages, data tampering, information leaks, unauthorized transfers or other incidents caused by cyberattacks, the Bank's creditworthiness and business performance may be affected by associated liability for damages, reputational damage and other factors.」
In addition to the conventional systems and operational risks, the disclosure specifically identifies service outages, tampering, information leaks and unauthorized transfers resulting from increasingly sophisticated and advanced cyberattacks as potential impacts. - FY2024-Q1RestatedAnnual report
「During the cumulative first quarter of the consolidated fiscal period under review, no matters arose that could materially affect investors' decisions. There were also no material changes to the business and other risks described in the Annual Securities Report for the previous fiscal year.」
The disclosure states that there have been no material changes in operational risks, including administrative, systems and legal risks. - FY2022RestatedAnnual report
「The Bank classifies risks as credit risk, market risk, liquidity risk and operational risk, and identifies and manages them in accordance with its integrated risk management regulations and individual risk management regulations.」
The disclosure continues to describe operational risks relating to administrative functions, systems, legal matters, personnel, physical assets and reputation, as well as the management framework. - FY2022-Q2RestatedAnnual report
「During the cumulative second quarter of the consolidated fiscal period under review, no matters arose that could materially affect investors' decisions. There were also no material changes to the business and other risks described in the Annual Securities Report for the previous fiscal year.」
The disclosure states that there have been no material changes in operational risks, including administrative, systems and legal risks. - FY2021-Q3RestatedAnnual report
「During the cumulative third quarter of the consolidated fiscal period under review, no matters arose that could materially affect investors' decisions. There were also no material changes to the business and other risks described in the Annual Securities Report for the previous fiscal year.」
The disclosure states that there have been no material changes in operational risks, including administrative, systems and legal risks. - FY2021-Q2RestatedAnnual report
「During the cumulative second quarter of the consolidated fiscal period under review, no matters arose that could materially affect investors' decisions. There were also no material changes to the business and other risks described in the Annual Securities Report for the previous fiscal year.」
The disclosure states that there have been no material changes in operational risks, including administrative, systems and legal risks. - FY2021-Q1RestatedAnnual report
「During the cumulative first quarter of the consolidated fiscal period under review, no matters arose that could materially affect investors' decisions. There were also no material changes to the business and other risks described in the Annual Securities Report for the previous fiscal year.」
The disclosure states that there have been no material changes in operational risks, including administrative, systems and legal risks. - FY2020-Q3RestatedAnnual report
「During the cumulative third quarter of the consolidated fiscal period under review, no matters arose that could materially affect investors' decisions. There were also no material changes to the business and other risks described in the Annual Securities Report for the previous fiscal year.」
The disclosure states that there have been no material changes in operational risks, including administrative, systems and legal risks. - FY2020-Q2RestatedAnnual report
「During the cumulative second quarter of the consolidated fiscal period under review, no matters arose that could materially affect investors' decisions. There were also no material changes to the business and other risks described in the Annual Securities Report for the previous fiscal year.」
The disclosure states that there have been no material changes in operational risks, including administrative, systems and legal risks. - FY2020-Q1RestatedAnnual report
「During the cumulative first quarter of the consolidated fiscal period under review, no matters arose that could materially affect investors' decisions. There were also no material changes to the business and other risks described in the Annual Securities Report for the previous fiscal year.」
The disclosure states that there have been no material changes in operational risks, including administrative, systems and legal risks. - FY2019-Q3RestatedAnnual report
「During the cumulative third quarter of the consolidated fiscal period under review, no matters arose that could materially affect investors' decisions. There were also no material changes to the business and other risks described in the Annual Securities Report for the previous fiscal year.」
The disclosure states that there have been no material changes in operational risks, including administrative, systems and legal risks. - FY2019-Q2RestatedAnnual report
「During the cumulative second quarter of the consolidated fiscal period under review, no matters arose that could materially affect investors' decisions. There were also no material changes to the business and other risks described in the Annual Securities Report for the previous fiscal year.」
The disclosure states that there have been no material changes in operational risks, including administrative, systems and legal risks. - FY2019-Q1RestatedAnnual report
「During the cumulative first quarter of the consolidated fiscal period under review, no matters arose that could materially affect investors' decisions. There were also no material changes to the business and other risks described in the Annual Securities Report for the previous fiscal year.」
The disclosure states that there have been no material changes in operational risks, including administrative, systems and legal risks. - FY2018-Q3RestatedAnnual report
「During the cumulative third quarter of the consolidated fiscal period under review, no matters arose that could materially affect investors' decisions. There were also no material changes to the business and other risks described in the Annual Securities Report for the previous fiscal year.」
The disclosure states that there have been no material changes in operational risks, including administrative, systems and legal risks. - FY2018-Q2RestatedAnnual report
「During the cumulative second quarter of the consolidated fiscal period under review, no matters arose that could materially affect investors' decisions. There were also no material changes to the business and other risks described in the Annual Securities Report for the previous fiscal year.」
The disclosure states that there have been no material changes in operational risks, including administrative, systems and legal risks. - FY2018-Q1RestatedAnnual report
「During the cumulative first quarter of the consolidated fiscal period under review, no matters arose that could materially affect investors' decisions. There were also no material changes to the business and other risks described in the Annual Securities Report for the previous fiscal year.」
The disclosure states that there have been no material changes in operational risks, including administrative, systems and legal risks. - FY2017RestatedAnnual report
「There is a risk of incurring losses due to inadequate business processes, employee or officer activities, or systems, or due to external events. Specific risks include the following.」
The disclosure continues to list administrative, systems, legal, personnel, physical-asset and reputational operational risks. - FY2017-Q3RestatedAnnual report
「During the cumulative third quarter of the consolidated fiscal period under review, no matters arose that could materially affect investors' decisions. There were also no material changes to the business and other risks described in the Annual Securities Report for the previous fiscal year.」
The disclosure states that there have been no material changes in operational risks, including administrative, systems and legal risks. - FY2017-Q2RestatedAnnual report
「There have been no material changes to the matters concerning business and other risks described in the annual securities report for the previous fiscal year.」
The disclosure states that there have been no material changes in operational risks, including administrative, systems and legal risks. - FY2016First statedAnnual report
「There is a risk of incurring losses due to inadequate business processes, employee or officer activities, or systems, or due to external events.」
The disclosure specifically lists administrative, systems, legal, personnel, physical-asset and reputational risks.