Worth reading
29Immaterial
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
1759
Year-on-year increase in ordinary profit (¥ million)Wording
Conditional
How definitive the wording is.Results for this period
Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAPNet Sales34,966¥ million (ordinary income)Year on year +18.9%
Ordinary income7,356Millions of yenYear on year +31.4%Progress 56.2%
Net income attributable to owners of the parent5,900Millions of yenYear on year +51.0%Progress 69.4%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥66.14
Financial position at period-end
Total assets3,582,957Millions of yen
of which net assets 181,172 Millions of yenEquity ratio 5.0%vs. prior year-end +0.1pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income13,100 Millions of yen (YoY +16.4%)
Net income8,500 Millions of yen (YoY +10.5%)
Net income per share¥95.69
Annual Dividend Forecast175 yen (on a pre-stock-split basis) → 200 yen (on a pre-stock-split basis)（+14.3%）
Payout ratio41.7
Shareholder Return PolicyTarget a dividend payout ratio of at least 40%.
Factors Behind Changes in Business Performance
Higher fund investment income. Fund income increased as the increase in interest on loans and securities exceeded the increase in interest paid on deposits and negotiable certificates of deposit.
Disclosure regarding the going concern assumption
None
Change in accounting policy
基準改正に伴う変更 Noneそれ以外の変更 None見積りの変更 None修正再表示 None
Changes in the scope of consolidationNew Not disclosed / Excluded Not disclosed / Company name Not disclosed / Material changes None
Impairment loss0 Millions of yen
Breakdown of extraordinary income (loss)Extraordinary income Gain on disposal of fixed assets 2 Millions of yen / Extraordinary loss Loss on disposal of fixed assets 135 Millions of yen, Impairment Losses 0 Millions of yen
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable None / Subject person Not disclosed
Issued Shares at Period-End90,468,215 shares issued at fiscal year-end
Treasury Shares at Period-End1,127,855 treasury shares at fiscal year-end
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 September 2026 |
| Net Sales | ¥34,966 million (ordinary income) (YoY +18.9%) |
| Ordinary income | 7,356 Millions of yen (YoY +31.4%) |
| Profit attributable to owners of the parent | 5,900 Millions of yen (YoY +51.0%) |
| Net income per share | ¥66.14 |
| Equity ratio | End of the current fiscal period 5 % / End of previous period 4.9 % |
| Total assets | 3,582,957 Millions of yen |
| Net assets | 181,172 Millions of yen |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income 13,100 Millions of yen (YoY +16.4%) / Net income 8,500 Millions of yen (YoY +10.5%) / Net income per share ¥95.69 |
| Annual Dividend Forecast | 175 yen (on a pre-stock-split basis) → 200 yen (on a pre-stock-split basis)（+14.3%） |
| Payout ratio | 41.7 |
| Shareholder Return Policy | Target a dividend payout ratio of at least 40%. |
| Impairment loss | 0 Millions of yen |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets 2 Millions of yen / Extraordinary loss Loss on disposal of fixed assets 135 Millions of yen, Impairment Losses 0 Millions of yen |
| Disclosure regarding the going concern assumption | None |
| Change in accounting policy | Changes due to revisions to standards None / Other changes None / Change in accounting estimate None / Restatement None |
| Changes in the scope of consolidation | New Not disclosed / Excluded Not disclosed / Company name Not disclosed / Material changes None |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable None / Subject person Not disclosed |
| Issued Shares at Period-End | 90,468,215 shares issued at fiscal year-end |
| Treasury Shares at Period-End | 1,127,855 treasury shares at fiscal year-end |
| Factors Behind Changes in Business Performance | Higher fund investment income. Fund income increased as the increase in interest on loans and securities exceeded the increase in interest paid on deposits and negotiable certificates of deposit. |
Items this document does not state (13)
Operating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastSegment revenueSegment profitRegional salesOrders received and order backlogDepreciation and amortizationMaterial subsequent events
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary revenue increased due to higher fund investment income. Fund income increased as the increase in interest on loans and securities exceeded the increase in interest paid on deposits and negotiable certificates of deposit, while gains and losses on Japanese government bonds and other bonds and on shares and other securities deteriorated, and credit-related expenses also increased.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
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