Results for this period
Full year1 April 2025–31 March 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ million).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Ordinary revenue increased, mainly due to higher funds investment income resulting from increased interest on loans. Ordinary expenses also increased due to higher interest on deposits following deposit rate increases and the recording of losses on sales of government bonds and other securities. However, ordinary profit increased by ¥2,981 million year on year, while net income attributable to owners of the parent increased by ¥2,566 million, mainly due to the increase in ordinary profit.
None. The notes on going-concern assumptions state that there are no applicable matters.
| Item | Details |
|---|---|
| Fiscal Period Classification | Full year |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2025–31 March 2026 |
| Ordinary income | ¥7,457 million (YoY +66.6%) |
| Profit attributable to owners of the parent | ¥6,670 million (YoY +62.5%) |
| Net income per share | ¥79.97 |
| Equity ratio | End of the current fiscal period 3.7 / End of previous period 3.1 |
| Total assets | ¥2,835,644 million |
| Net assets | ¥105,850 million |
| Cash flows from operating activities | ¥-139,590 million |
| Cash flows from investing activities | ¥-2,209 million |
| Cash flows from financing activities | ¥-416 million |
| Cash and cash equivalents at end of period | ¥161,327 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥7,700 million (YoY +3.2%) / Net income ¥6,700 million (YoY +0.4%) |
| Annual Dividend Forecast | 5.00 Yen and sen (per common share) → 5.00 Yen and sen (per common share)（0.0%） |
| Payout ratio | 6.2 |
| Depreciation and amortization | ¥1,923 million |
| Impairment loss | ¥66 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Not disclosed / Extraordinary loss Losses on disposal of fixed assets 46 / Impairment loss 66 / Loss on cancellation of bond lending transactions 333 / Total 446 |
| Disclosure regarding the going concern assumption | None. The notes on going-concern assumptions state that there are no applicable matters. |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 / Excluded 0 / Company name None |
| Material subsequent events | Not applicable. |
| Supplementary financial results materials | Yes |
| Availability of Financial Results Briefing | Whether applicable Yes / Subject person For institutional investors and analysts |
| Issued Shares at Period-End | 82,553,721 shares |
| Treasury Shares at Period-End | 142,817 shares |
| Factors Behind Changes in Business Performance | Ordinary revenue increased, mainly due to higher funds investment income resulting from increased interest on loans. Ordinary expenses also increased due to higher interest on deposits following deposit rate increases and the recording of losses on sales of government bonds and other securities. However, ordinary profit increased by ¥2,981 million year on year, while net income attributable to owners of the parent increased by ¥2,566 million, mainly due to the increase in ordinary profit. |
Items this document does not state (9)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Funds investment income increased, mainly due to higher interest on loans. Ordinary expenses also increased due to higher interest on deposits following deposit rate increases and the recording of losses on sales of government bonds and other securities.