Impact of Natural Disasters on Business Activities and Collateral Values

「Natural disasters such as earthquakes, wind and flood damage, and criminal activity could damage the bank’s tangible assets and otherwise disrupt its business activities, as could outbreaks of infectious diseases and other events.」

「The Chiba Prefecture economy, where the bank group has its operating base, also suffered severe damage to its agriculture, forestry, fisheries and tourism industries from typhoons and heavy rain in the autumn. Although some areas remain weak, the economy continues to recover moderately.」

「Natural disasters such as earthquakes, wind and flood damage, and criminal activity could damage the bank’s tangible assets and otherwise disrupt its business activities, adversely affecting its performance.」

「Natural disasters such as earthquakes, wind and flood damage, and criminal activity could damage the bank’s tangible assets and otherwise disrupt its business activities, adversely affecting its performance.」

「Natural disasters such as earthquakes, wind and flood damage, and criminal activity could damage the bank’s tangible assets and otherwise disrupt its business activities, adversely affecting its performance. In addition, if borrowers suffer damage or collateral values decline due to falling real estate prices, the bank’s performance and financial condition could be adversely affected.」