Revised forecast
Fiscal year ending March 2027 · Second quarter (cumulative)Previous forecast published Announced on 14 May 2026The bar length represents the relative magnitude of change, based on the item that changed the most in this document.
The standalone forecast was revised upward because net interest income and net fees and commissions are expected to exceed the initial forecasts, while credit costs are expected to be below the initial forecasts. The consolidated revision reflects the revision to the standalone earnings forecast.
| Item | Details |
|---|---|
| Ordinary income | Consolidated: ¥6,900 million; standalone: ¥6,700 million → Consolidated: ¥8,500 million; standalone: ¥8,400 million（Consolidated: 23.1%; standalone: 25.3%） |
| Profit attributable to owners of the parent | Consolidated: ¥4,500 million; standalone (interim net income): ¥4,400 million → Consolidated: ¥6,000 million; standalone (interim net income): ¥5,900 million（Consolidated: 33.3%; standalone: 34.0%） |
| Net income per share | Consolidated: ¥78.38; standalone: ¥76.64 → Consolidated: ¥104.17; standalone: ¥102.43 |
| Fiscal Period Covered | Fiscal year ending March 2027 |
| Period Covered | Second quarter (cumulative) |
| Publication date of previous forecast | Announced on 14 May 2026 |
| Previous-period results | Consolidated: ordinary income of ¥6,917 million, interim net income of ¥4,873 million, and interim EPS of ¥84.98. Standalone: ordinary income of ¥6,763 million, interim net income of ¥4,875 million, and interim EPS of ¥85.02. |
| Reason for the revision | The standalone forecast was revised upward because net interest income and net fees and commissions are expected to exceed the initial forecasts, while credit costs are expected to be below the initial forecasts. The consolidated revision reflects the revision to the standalone earnings forecast. |
| Consolidated / non-consolidated | Consolidated/non-consolidated |
Items this document does not state (4)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.On a standalone basis, net interest income and net fees and commissions are expected to exceed the initial forecasts, while credit costs are expected to be below the initial forecasts. The consolidated revision reflects the revision to the standalone earnings forecast.