Risk of Decline in Capital Adequacy Ratio and Failure to Meet Regulatory Requirements
First written in FY2016. 19 of 23 entries say "Restated". Latest entry: FY2026.
The whole theme swung hardest in 2022: 5 of 12 companies on the "Worse" side.
5 other companies' latest entry also says "Other".
- FY2026Updated to full-year results; decreaseAnnual report
「1. Consolidated total capital ratio (4/7) 15.02」
The consolidated total capital ratio under the international capital standards was 15.02% at 31 March 2026, down from 15.79% at 30 September 2025. - FY2026-H1Updated to interim results; increaseAnnual report
「1. Consolidated total capital ratio (4/7) 15.79 2. Consolidated Tier 1 ratio (5/7) 15.79 3. Consolidated common equity Tier 1 ratio (6/7) 15.79」
The consolidated total capital ratio and other ratios under the international capital standards were 15.79% at 30 September 2025, up from 15.04% at 31 March 2025. - FY2025Updated to full-year results; decreaseAnnual report
「1. Consolidated total capital ratio (4/7) 15.04 2. Consolidated Tier 1 ratio (5/7) 15.04 3. Consolidated common equity Tier 1 ratio (6/7) 15.04」
The consolidated total capital ratio and other ratios under the international capital standards were 15.04% at 31 March 2025, down from 16.24% at 31 March 2024. - FY2025-H1RestatedAnnual report
「During the current interim consolidated accounting period, there were no material changes to the matters concerning "Business and Other Risks" described in the annual securities report for the previous fiscal year, nor any events relating to those matters.」
It is stated that there have been no material changes or risk events concerning the risk of a decline in the capital adequacy ratio and failure to meet regulatory requirements. - FY2023-Q3RestatedAnnual report
「During the first nine months of the current fiscal year, there were no material changes to the matters concerning "Business and Other Risks" described in the annual securities report for the previous fiscal year, nor any events relating to those matters.」
It is stated that there have been no material changes or risk events concerning the risk of a decline in the capital adequacy ratio and failure to meet regulatory requirements. - FY2023-Q2RestatedAnnual report
「During the first six months of the current fiscal year, there were no material changes to the matters concerning "Business and Other Risks" described in the annual securities report for the previous fiscal year, nor any events relating to those matters.」
It is stated that there have been no material changes or risk events concerning the risk of a decline in the capital adequacy ratio and failure to meet regulatory requirements. - FY2023-Q1RestatedAnnual report
「During the first three months of the current fiscal year, there were no material changes to the matters concerning "Business and Other Risks" described in the annual securities report for the previous fiscal year, nor any events relating to those matters.」
It is stated that there have been no material changes or risk events concerning the risk of a decline in the capital adequacy ratio and failure to meet regulatory requirements. - FY2022-Q2RestatedAnnual report
「During the first six months of the current fiscal year, there were no material changes to the matters concerning "Business and Other Risks" described in the annual securities report for the previous fiscal year, nor any events relating to those matters.」
It is stated that there have been no material changes or risk events concerning the risk of a decline in the capital adequacy ratio and failure to meet regulatory requirements. - FY2022-Q1RestatedAnnual report
「During the first three months of the current fiscal year, there were no material changes to the matters concerning "Business and Other Risks" described in the annual securities report for the previous fiscal year, nor any events relating to those matters.」
It is stated that there have been no material changes or risk events concerning the risk of a decline in the capital adequacy ratio and failure to meet regulatory requirements. - FY2021-Q3RestatedAnnual report
「During the first nine months of the current fiscal year, there were no material changes to the matters concerning "Business and Other Risks" described in the annual securities report for the previous fiscal year, nor any events relating to those matters.」
It is stated that there have been no material changes or risk events concerning the risk of a decline in the capital adequacy ratio and failure to meet regulatory requirements. - FY2021-Q2RestatedAnnual report
「During the first six months of the current fiscal year, there were no material changes to the matters concerning "Business and Other Risks" described in the annual securities report for the previous fiscal year, nor any events relating to those matters.」
It is stated that there have been no material changes or risk events concerning the risk of a decline in the capital adequacy ratio and failure to meet regulatory requirements. - FY2021-Q1RestatedAnnual report
「During the first three months of the current fiscal year, there were no material changes to the matters concerning "Business and Other Risks" described in the annual securities report for the previous fiscal year, nor any events relating to those matters.」
It is stated that there have been no material changes or risk events concerning the risk of a decline in the capital adequacy ratio and failure to meet regulatory requirements. - FY2020RestatedAnnual report
「Failure to meet regulatory requirements Decline in the capital adequacy ratio and other ratios Low ・Suspension of all or part of operations ・Strengthening the financial position through sound risk management and steady accumulation of capital.」
The risk of failing to meet regulatory requirements owing to a decline in the capital adequacy ratio and other ratios, and the response through risk management and capital accumulation, continue to be addressed. - FY2019RestatedAnnual report
「If the Bank's capital adequacy ratio falls below the required level, the Commissioner of the Financial Services Agency may issue various orders, including orders to suspend all or part of the Bank's operations.」
The obligation to meet the international capital standards and the regulatory risks arising if the ratio falls below the required level continue to be disclosed. - FY2019-Q1RestatedAnnual report
「During the first three months of the current fiscal year, there were no material changes to the matters concerning "Business and Other Risks" described in the annual securities report for the previous fiscal year, nor any events relating to those matters.」
It is stated in aggregate that there have been no material changes or risk events concerning the risk of a decline in the capital adequacy ratio and failure to meet regulatory requirements. - FY2018RestatedAnnual report
「As the Bank has overseas business locations, its consolidated and non-consolidated capital adequacy ratios must meet the international capital standards set out in the "Standards for determining whether a bank's capital adequacy is appropriate in light of its assets and other matters held, pursuant to Article 14-2 of the Banking Act."」
The obligation to meet the international capital standards and the regulatory risks arising if the capital adequacy ratio falls below the required level continue to be disclosed. - FY2018-Q3RestatedAnnual report
「During the first nine months of the current fiscal year, there were no material changes to the matters concerning "Business and Other Risks" described in the annual securities report for the previous fiscal year, nor any events relating to those matters.」
It is stated that there have been no material changes or risk events concerning the risk of a decline in the capital adequacy ratio and failure to meet regulatory requirements. - FY2018-Q2RestatedAnnual report
「During the first six months of the current fiscal year, there were no material changes to the matters concerning "Business and Other Risks" described in the annual securities report for the previous fiscal year, nor any events relating to those matters.」
It is stated that there have been no material changes or risk events concerning the risk of a decline in the capital adequacy ratio and failure to meet regulatory requirements. - FY2018-Q1RestatedAnnual report
「During the first three months of the current fiscal year, there were no material changes to the matters concerning "Business and Other Risks" described in the annual securities report for the previous fiscal year, nor any events relating to those matters.」
It is stated that there have been no material changes or risk events concerning the risk of a decline in the capital adequacy ratio and failure to meet regulatory requirements. - FY2017RestatedAnnual report
「If the Bank's capital adequacy ratio falls below the required level, the Commissioner of the Financial Services Agency may issue various orders, including orders to suspend all or part of the Bank's operations.」
The obligation to meet the Basel capital standards and the regulatory risks arising if the capital adequacy ratio declines continue to be disclosed. - FY2017-Q3RestatedAnnual report
「During the first nine months of the current fiscal year, there were no material changes to the matters concerning "Business and Other Risks" described in the annual securities report for the previous fiscal year, nor any events relating to those matters.」
It is stated that there have been no material changes or risk events concerning the risk of a decline in the capital adequacy ratio and failure to meet regulatory requirements. - FY2017-Q2RestatedAnnual report
「During the first six months of the current fiscal year, there were no material changes to the matters concerning "Business and Other Risks" described in the annual securities report for the previous fiscal year, nor any events relating to those matters.」
It is stated that there have been no material changes or risk events concerning the risk of a decline in the capital adequacy ratio and failure to meet regulatory requirements. - FY2016First statedAnnual report
「If the Bank's capital adequacy ratio falls below the required level, the Commissioner of the Financial Services Agency may issue various orders, including orders to suspend all or part of the Bank's operations.」
Deterioration in creditworthiness, declines in the value of securities, disposal of non-performing loans, deferred tax assets, and other factors are listed as drivers of changes in the capital adequacy ratio.