Results for this period
Full year1 April 2025–31 March 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ million).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Consolidated business net profit increased by ¥611.6 billion year on year, due to higher net interest income in Japan, increased fee income from the domestic wholesale business, and strong performance in the asset management and payment finance businesses, among other factors. Credit-related costs increased by ¥43.9 billion, mainly due to the recognition of forward-looking provisions in response to the worsening situation in the Middle East and other factors.
No applicable matters
| Item | Details |
|---|---|
| Fiscal Period Classification | Full year |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2025–31 March 2026 |
| Ordinary income | ¥2,303,350 million (YoY +34.0%) |
| Profit attributable to owners of the parent | ¥1,582,973 million (YoY +34.4%) |
| Net income per share | ¥411.97 |
| Equity ratio | End of the current fiscal period 4.8% / End of previous period 4.8% |
| Total assets | ¥328,511,145 million |
| Net assets | ¥15,933,144 million |
| Cash flows from operating activities | ¥-10,283,139 million |
| Cash flows from investing activities | ¥3,254,237 million |
| Cash flows from financing activities | ¥-46,355 million |
| Cash and cash equivalents at end of period | ¥59,431,773 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income Not disclosed / Net income ¥1,700,000 million (YoY +7.4%) |
| Annual Dividend Forecast | 157 Yen (before taking the stock split into account) → 180 Yen (before taking the stock split into account)（+14.6%） |
| Payout ratio | 40.0% |
| Segment profit | Segment Wholesale business / Segment profit ¥997,100 million / yoy_pct Not disclosed, Segment Retail Business Division / Segment profit ¥427,700 million / yoy_pct Not disclosed, Segment Global Business Division / Segment profit ¥655,800 million / yoy_pct Not disclosed, Segment Markets Business Unit / Segment profit ¥508,700 million / yoy_pct Not disclosed, Segment Head Office and Other / Segment profit ¥-258,410 million / yoy_pct Not disclosed |
| Depreciation and amortization | ¥264,838 million |
| Impairment loss | ¥4,496 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets ¥9,749 million / Extraordinary loss Losses on disposal of fixed assets ¥8,025 million, Impairment Losses ¥4,496 million, Provision for financial instruments transaction liability reserve ¥1,372 million, Other extraordinary losses ¥47,480 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New Number of companies 1 / Company name CCCMKホールディングス株式会社 / Excluded Number of companies 0 / Company name Not disclosed |
| Material subsequent events | The company resolved to conduct a stock split, acquire and cancel treasury shares, and acquire shares under its employee stock compensation plan. The stock split will be a 2-for-1 split of common shares, with 30 September 2026 as the record date and 1 October 2026 as the effective date. The share repurchase will be capped at 40,000,000 shares and an aggregate acquisition price of ¥180 billion. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Held (対象者：Not disclosed) |
| Issued Shares at Period-End | 3,827,498,140 |
| Treasury Shares at Period-End | 10,632,119 |
| Factors Behind Changes in Business Performance | Consolidated business net profit increased by ¥611.6 billion year on year, due to higher net interest income in Japan, increased fee income from the domestic wholesale business, and strong performance in the asset management and payment finance businesses, among other factors. Credit-related costs increased by ¥43.9 billion, mainly due to the recognition of forward-looking provisions in response to the worsening situation in the Middle East and other factors. |
Items this document does not state (8)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Consolidated business net profit increased due to higher net interest income in Japan, increased fee income from the domestic wholesale business, and strong performance in the asset management and payment finance businesses. The company also recorded losses related to the sale of the business of its banking subsidiary in the Americas, among other items. The share repurchase is intended to enhance shareholder returns and improve capital efficiency.