Worth reading
32Immaterial
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
1000000000000
Yen (three-year IT investment)Wording
Conditional
How definitive the wording is.Items stated in the management plan
FormulatedTotal investment planAmount Approximately ¥1 trillion
Investment amount by sectorField IT Investment / Amount Approximately ¥1 trillion
Key initiatives
01Accelerate the digital platform strategy
02Establish Japan's No. 1 corporate banking business
03Evolve into a next-generation wealth management business
04Enhance the presence of the global CIB/S&T business
05Pursue growth in businesses in Asia, including India
06Expand the asset management business
07Strengthen the global payments business
08IT transformation
09Creating social value
Risks identified by the company
Uncertainty in the international order
Rapid evolution of technology
Various risks associated with changes in the operating environment and expansion of business areas
| Item | Details |
|---|---|
| Plan name | New medium-term management plan |
| Plan period | 3 years from fiscal 2026 (fiscal 2026 through fiscal 2028) |
| Progress against the plan | Formulated |
| Total investment plan | Amount Approximately ¥1 trillion |
| Investment amount by sector | Field IT Investment / Amount Approximately ¥1 trillion |
| Key initiatives | Accelerate the digital platform strategy, Establish Japan's No. 1 corporate banking business, Evolve into a next-generation wealth management business, Enhance the presence of the global CIB/S&T business, Pursue growth in businesses in Asia, including India, Expand the asset management business, Strengthen the global payments business, IT transformation, Creating social value |
| Risks identified | Uncertainty in the international order, Rapid evolution of technology, Various risks associated with changes in the operating environment and expansion of business areas |
| Publication date | 1 April 2026 |
Items this document does not state (17)
Sales TargetOperating profit targetOperating profit margin targetNet income targetROE targetROIC targetPayout ratio / DOE policyTreasury share acquisition policyCost of capitalSelf-assessment of PBR and share priceSegment targetNon-financial targetsPlan assumptionsResults under the previous planReason for revision or withdrawalSize of the Target MarketDate of board resolution
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The Group believes that its initiatives to date have come to fruition, enabling it to transition to a new stage of growth. It also views structural changes, including uncertainty in the international order and the rapid evolution of technology, as opportunities to enhance its presence in strategic areas.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.