Decision and Details
Financial Services Agency (approval)Change in the calculation method for the capital adequacy ratio
The change was approved by the Financial Services Agency following efforts to develop the necessary framework to enhance risk governance and credit risk management. The company also aims to improve capital soundness and profitability by building a sound credit portfolio through optimal risk-taking.
The company states that it aims to improve capital soundness and profitability, but the specific impact on earnings and financial results is Not disclosed
| Item | Details |
|---|---|
| Matter Covered | Change in the calculation method for the capital adequacy ratio |
| Decision-Making Body | Financial Services Agency (approval) |
| Implementation Date | Scheduled to apply from the calculation of the capital adequacy ratio as of the end of March 2026 |
| Impact on Business Performance | The company states that it aims to improve capital soundness and profitability, but the specific impact on earnings and financial results is Not disclosed |
| Reason | The change was approved by the Financial Services Agency following efforts to develop the necessary framework to enhance risk governance and credit risk management. The company also aims to improve capital soundness and profitability by building a sound credit portfolio through optimal risk-taking. |
| Future plans | The new method is scheduled to apply from the calculation of the capital adequacy ratio as of the end of March 2026, and the ratio is scheduled to be disclosed in mid-May 2026. |
Items this document does not state (6)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The change was approved by the Financial Services Agency following the development of the necessary framework to enhance risk governance and credit risk management. The company states that it aims to build a sound credit portfolio and improve capital soundness and profitability through optimal risk-taking under the new method.