Komori
Earnings8304Aozora Bank,Ltd.Banks

Second-Quarter (Interim Period) Earnings Summary for the Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)

2026年3月期中間期は、連結経常収益が前年同期比1.8%増、経常利益が53.9%増、親会社株主に帰属する中間純利益が14.2%増となった。通期業績予想は据え置きで、年間配当予想は前期実績79円から88円となっている。

Worth reading
38Recurring
Scored from 5 of 6 sections
Direction
Improvement
Direction inferred from the company’s description.
Scale
53.9
% (year-on-year change in consolidated ordinary profit)
Wording
Conditional
How definitive the wording is.

Results for this period

Interim period (second quarter)2025年4月1日〜2025年9月30日ConsolidatedJapanese GAAP
Ordinary income15,380¥ millionYear on year +53.9%Progress 51.3%
Net income attributable to owners of the parent13,613¥ millionYear on year +14.2%Progress 61.9%

The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.

Net income per share98.37円
Financial position at period-end
Total assets8,165,591¥ million
of which net assets 473,322 ¥ millionEquity ratio 5.7%vs. prior year-end -0.1pt

塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.

Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income¥30,000 million (YoY +70.8%)
Net income¥22,000 million (YoY +7.2%)
Annual Dividend Forecast¥79 → ¥88(+11.4%)
Disclosure regarding the going concern assumption

No applicable matters ("There are no applicable matters")

Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNew 0 / Excluded 0 / Company name No
Impairment loss当中間期は計上なし(中間連結損益計算書で「-」)
Breakdown of extraordinary income (loss)Extraordinary income No / Extraordinary loss Losses on disposal of fixed assets ¥6 million
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable Yes / Subject person Not disclosed
Issued Shares at Period-End139,789,418 shares
Treasury Shares at Period-End1,408,278株
Results for this period
ItemDetails
Fiscal Period ClassificationInterim period (second quarter)
Accounting standardsJapanese GAAP
Consolidated / non-consolidatedConsolidated
Period Covered2025年4月1日〜2025年9月30日
Ordinary income¥15,380 million (YoY +53.9%)
Profit attributable to owners of the parent¥13,613 million (YoY +14.2%)
Net income per share98.37円
Equity ratioEnd of the current fiscal period 5.7% / End of previous period 5.8%
Total assets¥8,165,591 million
Net assets¥473,322 million
Full-year earnings forecastNet Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥30,000 million (YoY +70.8%) / Net income ¥22,000 million (YoY +7.2%)
Annual Dividend Forecast¥79 → ¥88(+11.4%)
Impairment loss当中間期は計上なし(中間連結損益計算書で「-」)
Breakdown of extraordinary income (loss)Extraordinary income No / Extraordinary loss Losses on disposal of fixed assets ¥6 million
Disclosure regarding the going concern assumptionNo applicable matters ("There are no applicable matters")
Change in accounting policyChanges due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No
Changes in the scope of consolidationNew 0 / Excluded 0 / Company name No
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable Yes / Subject person Not disclosed
Issued Shares at Period-End139,789,418 shares
Treasury Shares at Period-End1,408,278株
Items this document does not state (17)
Net SalesOperating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastPayout ratioShareholder Return PolicySegment revenueSegment profitRegional salesOrders received and order backlogDepreciation and amortizationMaterial subsequent eventsFactors Behind Changes in Business Performance

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

本短信では業績改善の具体的な主因を説明せず、別途掲載の「2025年度中間期決算ならびに中期経営計画の進捗」を参照するよう案内している。なお、米国不動産市場の環境悪化等に関連する貸倒引当金の見積りには高い不確実性があり、将来の損益が変動する可能性があると記載している。

How to read this page

This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.
Second-Quarter (Interim Period) Earnings Summary for the Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated) | Aozora Bank,Ltd. (8304) timely disclosure | Komori