Worth reading
50Recurring
Scored from 5 of 6 sectionsDirection
Mixed performance
Direction inferred from the company’s description.Scale
70422
¥ millionWording
Conditional
How definitive the wording is.Results for this period
Full year2024年4月1日〜2025年3月31日ConsolidatedJapanese GAAPNet Sales231,460¥ millionYear on year -6.0%
Ordinary income17,561¥ millionProgress 58.5%
Net income attributable to owners of the parent20,518¥ millionProgress 93.3%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share154円26銭
Financial position at period-end
Total assets7,762,434¥ million
of which net assets 459,685 ¥ millionEquity ratio 5.8%vs. prior year-end +0.8pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Cash inflows and outflows
Operating-56,900
Investment-147,849
Financials+46,592
Net change-158,157
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ million).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Cash and cash equivalents at end of period¥1,341,599 million
Segment revenueSegment 法人営業グループ / Current fiscal year ¥16,545 million / Previous period ¥16,291 million / yoy_pct Not disclosed, Segment ストラクチャードファイナンスグループ / Current fiscal year ¥37,141 million / Previous period ¥41,567 million / yoy_pct Not disclosed, Segment インターナショナルビジネスグループ / Current fiscal year ¥17,517 million / Previous period ¥19,529 million / yoy_pct Not disclosed, Segment マーケットグループ / Current fiscal year ¥455 million / Previous period ¥-41,646 million / yoy_pct Not disclosed, Segment カスタマーリレーショングループ / Current fiscal year ¥8,679 million / Previous period ¥7,830 million / yoy_pct Not disclosed, Segment GMOあおぞらネット銀行 / Current fiscal year ¥9,210 million / Previous period ¥5,151 million / yoy_pct Not disclosed
Segment profitSegment 法人営業グループ / Current fiscal year ¥6,704 million / Previous period ¥6,566 million / yoy_pct Not disclosed, Segment ストラクチャードファイナンスグループ / Current fiscal year ¥22,504 million / Previous period ¥27,858 million / yoy_pct Not disclosed, Segment インターナショナルビジネスグループ / Current fiscal year ¥9,644 million / Previous period ¥11,209 million / yoy_pct Not disclosed, Segment マーケットグループ / Current fiscal year ¥-3,853 million / Previous period ¥-46,046 million / yoy_pct Not disclosed, Segment カスタマーリレーショングループ / Current fiscal year ¥-1,799 million / Previous period ¥-2,969 million / yoy_pct Not disclosed, Segment GMOあおぞらネット銀行 / Current fiscal year ¥-400 million / Previous period ¥-3,420 million / yoy_pct Not disclosed
Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income¥30,000 million (YoY +70.8%)
Net income¥22,000 million (YoY +7.2%)
Annual Dividend Forecast¥76 per share → ¥88 per share（+15.8%）
Payout ratio55.4
Factors Behind Changes in Business Performance
連結粗利益は前期比347億円増加。資金利益は66億円増、役務取引等利益は42億円増、国債等債券損益は206億円改善し、与信関連費用は374億円減少した一方、経費は10億円増加した。
Disclosure regarding the going concern assumption
No applicable matters (the note on the going concern assumption states that there are no applicable matters)
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNew 0 / Excluded 1 / Name of excluded company Aozora Asia Pacific Finance Limited
Material subsequent eventsNo applicable matters.
Impairment loss¥263 million
Breakdown of extraordinary income (loss)Extraordinary income Gain on disposal of fixed assets ¥0 million, Gain on reversal of foreign currency translation adjustment ¥3,408 million / Extraordinary loss Losses on disposal of fixed assets ¥2 million, Impairment Losses ¥263 million, Other extraordinary losses ¥1,318 million
Depreciation and amortization¥7,252 million
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable Yes / Subject person Not disclosed
Issued Shares at Period-End139,789,418 Shares
Treasury Shares at Period-End1,408,328 Shares
| Item | Details |
|---|---|
| Fiscal Period Classification | Full year |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 2024年4月1日〜2025年3月31日 |
| Net Sales | ¥231,460 million (YoY -6.0%) |
| Ordinary income | ¥17,561 million |
| Profit attributable to owners of the parent | ¥20,518 million |
| Net income per share | 154円26銭 |
| Equity ratio | End of the current fiscal period 5.8 / End of previous period 5 |
| Total assets | ¥7,762,434 million |
| Net assets | ¥459,685 million |
| Cash flows from operating activities | ¥-56,900 million |
| Cash flows from investing activities | ¥-147,849 million |
| Cash flows from financing activities | ¥46,592 million |
| Cash and cash equivalents at end of period | ¥1,341,599 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥30,000 million (YoY +70.8%) / Net income ¥22,000 million (YoY +7.2%) |
| Annual Dividend Forecast | ¥76 per share → ¥88 per share（+15.8%） |
| Payout ratio | 55.4 |
| Segment revenue | Segment 法人営業グループ / Current fiscal year ¥16,545 million / Previous period ¥16,291 million / yoy_pct Not disclosed, Segment ストラクチャードファイナンスグループ / Current fiscal year ¥37,141 million / Previous period ¥41,567 million / yoy_pct Not disclosed, Segment インターナショナルビジネスグループ / Current fiscal year ¥17,517 million / Previous period ¥19,529 million / yoy_pct Not disclosed, Segment マーケットグループ / Current fiscal year ¥455 million / Previous period ¥-41,646 million / yoy_pct Not disclosed, Segment カスタマーリレーショングループ / Current fiscal year ¥8,679 million / Previous period ¥7,830 million / yoy_pct Not disclosed, Segment GMOあおぞらネット銀行 / Current fiscal year ¥9,210 million / Previous period ¥5,151 million / yoy_pct Not disclosed |
| Segment profit | Segment 法人営業グループ / Current fiscal year ¥6,704 million / Previous period ¥6,566 million / yoy_pct Not disclosed, Segment ストラクチャードファイナンスグループ / Current fiscal year ¥22,504 million / Previous period ¥27,858 million / yoy_pct Not disclosed, Segment インターナショナルビジネスグループ / Current fiscal year ¥9,644 million / Previous period ¥11,209 million / yoy_pct Not disclosed, Segment マーケットグループ / Current fiscal year ¥-3,853 million / Previous period ¥-46,046 million / yoy_pct Not disclosed, Segment カスタマーリレーショングループ / Current fiscal year ¥-1,799 million / Previous period ¥-2,969 million / yoy_pct Not disclosed, Segment GMOあおぞらネット銀行 / Current fiscal year ¥-400 million / Previous period ¥-3,420 million / yoy_pct Not disclosed |
| Depreciation and amortization | ¥7,252 million |
| Impairment loss | ¥263 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets ¥0 million, Gain on reversal of foreign currency translation adjustment ¥3,408 million / Extraordinary loss Losses on disposal of fixed assets ¥2 million, Impairment Losses ¥263 million, Other extraordinary losses ¥1,318 million |
| Disclosure regarding the going concern assumption | No applicable matters (the note on the going concern assumption states that there are no applicable matters) |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 / Excluded 1 / Name of excluded company Aozora Asia Pacific Finance Limited |
| Material subsequent events | No applicable matters. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable Yes / Subject person Not disclosed |
| Issued Shares at Period-End | 139,789,418 Shares |
| Treasury Shares at Period-End | 1,408,328 Shares |
| Factors Behind Changes in Business Performance | 連結粗利益は前期比347億円増加。資金利益は66億円増、役務取引等利益は42億円増、国債等債券損益は206億円改善し、与信関連費用は374億円減少した一方、経費は10億円増加した。 |
Items this document does not state (6)
Operating profitOperating MarginRevision to Earnings ForecastShareholder Return PolicyRegional salesOrders received and order backlog
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.連結粗利益が前期比347億円増加し、国債等債券損益の改善や与信関連費用の減少などにより、経常利益・最終利益が改善した。
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.