Komori
Credit Saison (8253) · InitiativeAdvanced

Contributing to financial inclusion and the SDGs through impact investing

First written in FY2021-Q3. 8 of 10 entries say "Advanced", first in FY2022-Q1. Latest entry: FY2026.

10entries
6years
0from disclosures
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How it moved
ProgressHeldSoftenedWorseAdvancedFY2023-Q1 – FY20262021: 320212022: 320222023: 120232024: 120242025: 120252026: 12026
Same theme, other companies
Responsible investment focused on the long-term sustainable growth of portfolio companiesA theme 11 companies write about · 0 as a headwind · 11 as a tailwind

The whole theme swung hardest in 2024: 1 of 7 companies on the "Worse" side.

3 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. FY2026AdvancedAnnual report

    「In January 2026, the company published its third impact report. Regarding its initiatives in each country, the report focuses not only on the quantitative aspect of how many people received financial services, but also on the qualitative aspect of what changes resulted in society and people's lives, demonstrating how the company's initiatives contribute to improving living standards and economic development in local communities.」

    The company published its third impact report and expanded its disclosure beyond the number of financial services provided to include qualitative changes in people's lives and society.
  2. FY2025AdvancedAnnual report

    「Following the publication of its first report in November 2023, the company published its second impact report in February 2025, further enriching its content and providing detailed information on how its initiatives contribute to improving living standards and economic development in local communities through data on specific impact investments and financing in each country and stories from borrowers and end users.」

    Regarding impact investing and financial inclusion, the company published its second impact report and expanded its disclosure of investment and financing data and user case studies.
  3. FY2024AdvancedAnnual report

    「Against this backdrop, Saison International Pte. Ltd., the group's international headquarters (IHQ), published the group's first impact report in November last year.」

    Regarding impact investing and financial inclusion, Saison International progressed to the stage of publishing the group's first impact report.
  4. FY2023AdvancedAnnual report

    「In September 2022, the company established Saison Crypto Pte. Ltd., which invests in tokens issued by companies in the Web3 sector. It will expand its investment areas, primarily through early-stage overseas startups, while seeking to generate business synergies, including by incorporating innovative business models, alongside earning investment returns.」

    In its investment business, including impact investing and financial inclusion, the company expanded its investment scope by establishing Saison Crypto, an investment company focused on the Web3 sector.
  5. FY2023-Q2AdvancedAnnual report

    「Saison Capital Pte. Ltd., which primarily invests in and provides financing to early-stage overseas startups, is expanding its investment scope into Web3.0 in addition to its existing investment areas, while seeking to generate business synergies, including by incorporating innovative business models, alongside earning investment returns. Through these businesses, the company will promote financial inclusion and initiatives related to the Sustainable Development Goals (SDGs) advocated by the United Nations, contributing to the resolution of social issues worldwide.」

    Saison Capital expanded its investment scope into Web3.0 and cited not only investment returns but also the incorporation of new business models and contributions to financial inclusion and the SDGs.
  6. FY2023-Q1AdvancedAnnual report

    「In June, the company also issued its first social bond. The proceeds will be allocated to business funding for Kisetsu Saison Finance (India) Pvt. Ltd., which operates a lending business in India primarily for individuals and small and micro businesses in underserved segments, and Saison Capital Pte. Ltd., which makes impact investments mainly in Asia, accelerating the expansion of both companies' businesses. Through these businesses, the company will promote financial inclusion and initiatives related to the Sustainable Development Goals (SDGs) advocated by the United Nations, contributing to the resolution of social issues worldwide.」

    Regarding impact investing and financial inclusion, the company progressed to the stage of issuing a social bond and allocating the proceeds to its lending business in India and the expansion of Saison Capital's business.
  7. FY2022-Q3RestatedAnnual report

    「Saison Capital Pte. Ltd., which primarily invests in and provides financing to early-stage overseas startups, accelerated new investments and expanded its business. It also launched an impact investment business providing necessary financing to individuals and small and micro businesses in underserved segments, primarily in Asia, and aims to develop it further, together with its lending businesses in each country, as one of the core businesses of the group's global operations.」

    The company positioned its impact investment business as one of the core businesses of its global operations and set out plans to accelerate new investments and expand the business.
  8. FY2022-Q2AdvancedAnnual report

    「Saison Capital Pte. Ltd., which primarily invests in and provides financing to early-stage overseas startups, expanded new investments while monitoring the situation surrounding COVID-19. It also launched and executed an impact investment business providing necessary financing to individuals and small and micro businesses in underserved segments, primarily in Asia.」

    The company progressed from launching the business in the previous quarter to executing financing for individuals and small and micro businesses in underserved segments.
  9. FY2022-Q1AdvancedAnnual report

    「While monitoring the situation surrounding COVID-19, the company resumed new investments and also launched an impact investment business providing necessary financing to individuals and small and micro businesses in underserved segments, primarily in Asia.」

    The company progressed from preparing for pilot operations through the previous quarter to launching an impact investment business providing financing to individuals and small and micro businesses in underserved segments.
  10. FY2021-Q3First statedAnnual report

    「Through Saison Capital Pte. Ltd., which invests in and provides loans to early-stage overseas startups, the company is preparing to launch an impact investment business on a pilot basis. Through this business, it will contribute to achieving financial inclusion in emerging markets, particularly in Southeast Asia, while continuing its efforts toward the United Nations Sustainable Development Goals (SDGs).」

    The company presented impact investing through Saison Capital as a new initiative linking it to financial inclusion in Southeast Asia and contributions to the SDGs.
Moved together

"Diversifying revenue sources through leasing, credit guarantees, and loans" moved the same way as this thread, in the same document, in 8 of its 10 moves.

887666★123456
  1. ★This thread
  2. 1Diversifying revenue sources through leasing, credit guarantees, and loans8×
  3. 2Full-scale entry into the retail finance business in Asia8×
  4. 3Management with a Focus on Environmental, Social and Governance Factors7×
  5. 4Obtaining a Business License from the Reserve Bank of India and Entering the Digital Lending Business6×
  6. 5Diversification of funding methods and mitigation of refinancing and liquidity risks6×
  7. 6Cashless corporate payments and back-office efficiency6×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for Credit Saison yet.
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.