Revised forecast
Fiscal year ending March 2027 · Full yearPrevious forecast published 15 May 2026The bar length represents the relative magnitude of change, based on the item that changed the most in this document. The percentage change shown by the dotted line is calculated from the two reported figures because the company did not provide the rate.
The full-year consolidated earnings forecast was revised upward based on revenue from shopping revolving credit and instalment payments and other products in the Payments business, expansion of the credit guarantee and real estate finance businesses in the Finance business, greater profit contributions from Saison Fundex and Suruga Bank, and higher profits in the Global business, primarily from the India business. Profit attributable to owners of the parent also reflects a one-time gain associated with the partial transfer of the interest in HD SAISON Finance Joint Stock Company.
| Item | Details |
|---|---|
| Net Sales | Consolidated (net revenue) 507,500 / Non-consolidated (operating revenue) 364,500 → Consolidated (net revenue) 520,000 / Non-consolidated (operating revenue) 368,500（Consolidated 2.5 / Individual 1.1） |
| Operating profit | Consolidated (operating profit) Not disclosed / Individual 59,500 → Consolidated (operating profit) Not disclosed / Individual 59,500 |
| Ordinary income | Consolidated Not disclosed / Individual 66,000 → Consolidated Not disclosed / Individual 66,000 |
| Profit attributable to owners of the parent | Consolidated (profit attributable to owners of the parent) 75,500 / Standalone (net income) 44,000 → Consolidated (profit attributable to owners of the parent) 90,000 / Standalone (net income) 57,500（Consolidated 19.2 / Individual 30.7） |
| Net income per share | Consolidated (basic earnings per share) 525.68 / Individual 303.46 → Consolidated (basic earnings per share) 626.24 / Individual 396.48 |
| Fiscal Period Covered | Fiscal year ending March 2027 |
| Period Covered | Full year |
| Publication date of previous forecast | 15 May 2026 |
| Previous-period results | Consolidated: net revenue of ¥472,770 million, business profit of ¥101,999 million, profit attributable to owners of the parent of ¥61,728 million, and basic earnings per share of ¥425.13. Non-consolidated: operating revenue of ¥343,857 million, operating income of ¥55,536 million, ordinary income of ¥62,061 million, net income of ¥54,811 million, and earnings per share of ¥373.80. |
| Reason for the revision | The full-year consolidated earnings forecast was revised upward based on revenue from shopping revolving credit and instalment payments and other products in the Payments business, expansion of the credit guarantee and real estate finance businesses in the Finance business, greater profit contributions from Saison Fundex and Suruga Bank, and higher profits in the Global business, primarily from the India business. Profit attributable to owners of the parent also reflects a one-time gain associated with the partial transfer of the interest in HD SAISON Finance Joint Stock Company. |
| Consolidated / non-consolidated | Consolidated / Non-consolidated |
Items this document does not state (2)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The reasons include increased revenue from shopping revolving credit and instalment payments in the Payments business, expansion of the credit guarantee and real estate finance businesses in the Finance business, greater profit contributions from Saison Fundex and Suruga Bank, and higher profits in the Global business, primarily from the India business. The forecast for profit attributable to owners of the parent also reflects a one-time gain associated with the partial transfer of the interest in HD SAISON Finance Joint Stock Company.