Worth reading
54Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
32.7
%Wording
Conditional
How definitive the wording is.Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedIFRSNet Sales122,462¥ millionYear on year +12.4%Progress 24.1%
Operating profit30,442¥ millionYear on year +32.7%Progress 27.7%
Ordinary income31,342¥ millionYear on year +37.1%
Net income attributable to owners of the parent21,750¥ millionYear on year +35.1%Progress 28.8%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥151.42
Financial position at period-end
Total assets5,018,896¥ million
of which net assets 786,334 ¥ millionEquity ratio 15.4%vs. prior year-end 0.0pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Cash and cash equivalents at end of period¥103,895 million
Segment revenuePayments Business ¥70,981 million (YoY +5.5%), Leasing Business ¥4,011 million (YoY +16.1%), Finance Business ¥23,387 million (YoY +29.8%), Real Estate Business ¥5,439 million (YoY +8.9%), Global Business ¥19,198 million (YoY +35.9%)
Segment profitPayments Business ¥11,689 million (YoY -3.7%), Leasing Business ¥1,125 million (YoY +3.2%), Finance Business ¥13,848 million (YoY +53.3%), Real Estate Business ¥1,726 million (YoY -8.7%), Global Business ¥2,281 million
Outlook and shareholder returns
Full-year earnings forecast
Net Sales¥507,500 million (YoY +7.3%)
Operating profit¥110,000 million (YoY +7.8%)
Ordinary incomeNot disclosed
Net income¥75,500 million (YoY +22.3%)
Annual Dividend Forecast¥130 → ¥160
Factors Behind Changes in Business Performance
Growth in the lease, finance and global businesses. The expansion of credit guarantees and real estate finance contributed to the finance business, the increase in the balance of receivables contributed to the global business, and fee revisions and other factors contributed to the payment business.
Disclosure regarding the going concern assumption
Not applicable.
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 Not disclosed
Changes in the scope of consolidationNew 0 companies / Excluded 1 company / Excluded Company Name 株式会社コンチェルト
Impairment loss¥60 million
Breakdown of extraordinary income (loss)IFRS items equivalent to extraordinary gains and losses Not disclosed / Related items in the reconciliation of profit before tax Items equivalent to extraordinary gains Gain on sale of non-current assets ¥1,269 million, Gain on valuation of investment securities (shares, etc.) ¥35 million / Items equivalent to extraordinary losses Impairment loss on non-financial assets ¥60 million, Losses on disposal of fixed assets ¥45 million, Other ¥36 million
Depreciation and amortization¥8,290 million
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingAvailable (for institutional investors and analysts)
Issued Shares at Period-End161,102,570 shares
Treasury Shares at Period-End17,393,057 shares
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | IFRS |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Net Sales | ¥122,462 million (YoY +12.4%) |
| Operating profit | ¥30,442 million (YoY +32.7%) |
| Ordinary income | ¥31,342 million (YoY +37.1%) |
| Profit attributable to owners of the parent | ¥21,750 million (YoY +35.1%) |
| Net income per share | ¥151.42 |
| Equity ratio | End of the current fiscal period 15.4 / End of previous period 15.4 |
| Total assets | ¥5,018,896 million |
| Net assets | ¥786,334 million |
| Cash and cash equivalents at end of period | ¥103,895 million |
| Full-year earnings forecast | Net Sales ¥507,500 million (YoY +7.3%) / Operating profit ¥110,000 million (YoY +7.8%) / Ordinary income Not disclosed / Net income ¥75,500 million (YoY +22.3%) |
| Annual Dividend Forecast | ¥130 → ¥160 |
| Segment revenue | Payments Business ¥70,981 million (YoY +5.5%), Leasing Business ¥4,011 million (YoY +16.1%), Finance Business ¥23,387 million (YoY +29.8%), Real Estate Business ¥5,439 million (YoY +8.9%), Global Business ¥19,198 million (YoY +35.9%) |
| Segment profit | Payments Business ¥11,689 million (YoY -3.7%), Leasing Business ¥1,125 million (YoY +3.2%), Finance Business ¥13,848 million (YoY +53.3%), Real Estate Business ¥1,726 million (YoY -8.7%), Global Business ¥2,281 million |
| Depreciation and amortization | ¥8,290 million |
| Impairment loss | ¥60 million |
| Breakdown of extraordinary income (loss) | IFRS items equivalent to extraordinary gains and losses Not disclosed / Related items in the reconciliation of profit before tax Items equivalent to extraordinary gains Gain on sale of non-current assets ¥1,269 million, Gain on valuation of investment securities (shares, etc.) ¥35 million / Items equivalent to extraordinary losses Impairment loss on non-financial assets ¥60 million, Losses on disposal of fixed assets ¥45 million, Other ¥36 million |
| Disclosure regarding the going concern assumption | Not applicable. |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement Not disclosed |
| Changes in the scope of consolidation | New 0 companies / Excluded 1 company / Excluded Company Name 株式会社コンチェルト |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Available (for institutional investors and analysts) |
| Issued Shares at Period-End | 161,102,570 shares |
| Treasury Shares at Period-End | 17,393,057 shares |
| Factors Behind Changes in Business Performance | Growth in the lease, finance and global businesses. The expansion of credit guarantees and real estate finance contributed to the finance business, the increase in the balance of receivables contributed to the global business, and fee revisions and other factors contributed to the payment business. |
Items this document does not state (10)
Operating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesRevision to Earnings ForecastPayout ratioShareholder Return PolicyRegional salesOrders received and order backlogMaterial subsequent events
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The lease, finance and global businesses grew. In the finance business, credit guarantees and real estate finance expanded, while in the global business, the balance of receivables increased. In the payment business, fee revisions and the introduction of card service fees for inactive members helped strengthen the earnings base, but operating profit declined because of higher credit loss costs and other factors.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
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Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.