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Presentation materials for financial results8252MARUI GROUP CO.,LTD.Retail

Materials for the Financial Results Briefing for the Fiscal Year Ending March 2026

In the fiscal year ended March 2026, consolidated operating profit increased by ¥5.7 billion year on year to ¥50.2 billion, marking the fifth consecutive year of profit growth and exceeding the company’s forecast. Both the Retail and FinTech segments reported higher profits, and for the fiscal year ending March 2027, the company expects operating profit of ¥55.0 billion and annual dividends of ¥134 per share.

Worth reading
81Important
0–100. This measures how worthwhile something is to read, not how good or bad the company is.
Direction
Improvement
Direction inferred from the company’s description.
Scale
57
¥100 million (year-on-year change in consolidated operating profit)
Wording
Conditional
How definitive the wording is.

Contents of this document

Presentation materials for financial resultsFiscal year ending March 202613 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Net Sales2,769 Hundreds of millions of yen
Operating profit502 Hundreds of millions of yen+113.0%
Ordinary income427 Hundreds of millions of yen+107.0%
Net income285 Hundreds of millions of yen+107.0%
Selling, general and administrative expenses1,921 Hundreds of millions of yen
Results for the three months of the current quarter
Card credit transaction volume
12,628 Hundreds of millions of yen+110.0%
Full-year earnings forecast
Fiscal Period CoveredFiscal year ending March 2027
EPS
¥164
Group gross transaction volume
59,000 Hundreds of millions of yen
Revenue
2,960 Hundreds of millions of yen
Gross profit
2,600 Hundreds of millions of yen
Selling, general and administrative expenses
2,050 Hundreds of millions of yen
Operating profit
550 Hundreds of millions of yen
Ordinary income
440 Hundreds of millions of yen
Profit for the period
295 Hundreds of millions of yen
Retail operating income
115 Hundreds of millions of yen
Fintech operating income
510 Hundreds of millions of yen
What the company explained in this material
Self-assessment against the planThe company's self-assessment against its own plan.
All three key KPIs met the plan, consolidated operating profit met the plan, and profit for the year exceeded the plan by ¥500 million
Breakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.
Consolidated operating profit
  • Retail26 Hundreds of millions of yen
  • Fintech68 Hundreds of millions of yen
  • Corporate eliminations1 Hundreds of millions of yen
  • Receivables Securitization-23 Hundreds of millions of yen
  • Interest refunds-15 Hundreds of millions of yen
Retail operating income
  • Tenants23 Hundreds of millions of yen
  • Event8 Hundreds of millions of yen
  • Related businesses2 Hundreds of millions of yen
  • EC-10 Hundreds of millions of yen
  • Expenses and other factors-10 Hundreds of millions of yen
Fintech operating income
  • Volume-linked revenue53 Hundreds of millions of yen
  • Volume-independent revenue137 Hundreds of millions of yen
  • Volume-linked expenses-36 Hundreds of millions of yen
  • Volume-independent expenses-86 Hundreds of millions of yen
  • One-off factors-38 Hundreds of millions of yen
New initiatives
  • Specialization in business units that support customers’ interests
  • Plan to open an outlet at an external facility in the Osaka-Umeda area
  • Development of an event booking service
  • Customer communications using data and AI
  • Integration of planning, development and procurement functions
  • Expansion of project-based work involving internal and external talent
  • Nomination of 4 new director candidates
Key KPIsA metric the company considers important as a management benchmark.
  • EPS¥158.4+111.0%
  • ROE11.6 %
    Year-on-year difference1
  • ROIC4 %
    Year-on-year difference0.2
  • Group gross transaction volume53,921 Hundreds of millions of yen
    Year-on-year difference4,653
  • Existing-store transaction volume111 Year-on-year %+111.0%
  • Renewable energy ratio97 %
  • Cardholders830 10,000 people
Unit price and quantity metricsThese figures show sales broken down by price and volume.
  • Monthly rent per tsubo under fixed-term leases¥5.2 10,000
    Year-on-year difference0.1
  • Unutilized space4,700 tsubo
    Year-on-year difference-1,800
  • Card credit transaction volume¥12,628 100 million +110.0%fourth quarter
  • Merchant fee rate1.22 % second half
Segment results
Retail
Revenue
884 Hundreds of millions of yen
Year-on-year difference61
Operating profit
112 Hundreds of millions of yen
Year-on-year difference26
Fintech
Revenue
1,974 Hundreds of millions of yen
Year-on-year difference165
Operating profit
470 Hundreds of millions of yen
Year-on-year difference30
Medium-term management plan targets
Target fiscal yearFiscal year ending March 2031
PBR3–4x
EPS¥240 or more
ROE15%～
TSR200%～
Primary Card Ratio35%
Group gross transaction volume¥10 trillion
Financial targets
ROE
Actual results11.6%
Target15% or higher
PBR
Actual results2.2x
Target3–4x
TSR
Actual results117.9%
Target200% or higher
Risk amount incorporated into the outlookThe amount representing the range of variation the company expects in its forecast.
15 Hundreds of millions of yen
DetailsAdditional provision for interest refunds
Capital expenditures
¥174 100 million existing investments
Annual Dividend
Fiscal year ending March 2026
¥131
Fiscal year ending March 2027
134 yen forecast
Payout ratio
55% (shareholder return policy). DOE figures of 8% and 10% are also stated
Acquisition of treasury shares
77 Hundreds of millions of yen
Contents of this document
ItemDetails
Document typePresentation materials for financial results
Fiscal Period CoveredFiscal year ending March 2026
Net Sales2,769 Hundreds of millions of yen
Operating profit502 Hundreds of millions of yen (YoY +113.0%)
Ordinary income427 Hundreds of millions of yen (YoY +107.0%)
Net income285 Hundreds of millions of yen (YoY +107.0%)
Selling, general and administrative expenses1,921 Hundreds of millions of yen
Results for the three months of the current quarterCard credit transaction volume 12,628 Hundreds of millions of yen (YoY +110.0%)
Full-year earnings forecastFiscal Period Covered Fiscal year ending March 2027 / EPS ¥164 / Group gross transaction volume 59,000 Hundreds of millions of yen / Revenue 2,960 Hundreds of millions of yen / Gross profit 2,600 Hundreds of millions of yen / Selling, general and administrative expenses 2,050 Hundreds of millions of yen / Operating profit 550 Hundreds of millions of yen / Ordinary income 440 Hundreds of millions of yen / Profit for the period 295 Hundreds of millions of yen / Retail operating income 115 Hundreds of millions of yen / Fintech operating income 510 Hundreds of millions of yen
Self-assessment against the planAll three key KPIs met the plan, consolidated operating profit met the plan, and profit for the year exceeded the plan by ¥500 million
Segment resultsRetail Revenue 884 Hundreds of millions of yen / Operating profit 112 Hundreds of millions of yen / Fintech Revenue 1,974 Hundreds of millions of yen / Operating profit 470 Hundreds of millions of yen
Breakdown of Factors Affecting the ChangeConsolidated operating profit Factors Retail / Amount 26 Hundreds of millions of yen, Factors Fintech / Amount 68 Hundreds of millions of yen, Factors Corporate eliminations / Amount 1 Hundreds of millions of yen, Factors Receivables Securitization / Amount -23 Hundreds of millions of yen, Factors Interest refunds / Amount -15 Hundreds of millions of yen / Retail operating income Factors Tenants / Amount 23 Hundreds of millions of yen, Factors Event / Amount 8 Hundreds of millions of yen, Factors Related businesses / Amount 2 Hundreds of millions of yen, Factors EC / Amount -10 Hundreds of millions of yen, Factors Expenses and other factors / Amount -10 Hundreds of millions of yen / Fintech operating income Factors Volume-linked revenue / Amount 53 Hundreds of millions of yen, Factors Volume-independent revenue / Amount 137 Hundreds of millions of yen, Factors Volume-linked expenses / Amount -36 Hundreds of millions of yen, Factors Volume-independent expenses / Amount -86 Hundreds of millions of yen, Factors One-off factors / Amount -38 Hundreds of millions of yen
Key KPIsEPS ¥158.4 (YoY +111.0%), ROE 11.6 %, ROIC 4 %, Group gross transaction volume 53,921 Hundreds of millions of yen, Existing-store transaction volume 111 Year-on-year % (YoY +111.0%), Renewable energy ratio 97 %, Cardholders 830 10,000 people
Unit price and quantity metricsMonthly rent per tsubo under fixed-term leases ¥5.2 10,000, Unutilized space 4,700 tsubo, Card credit transaction volume ¥12,628 100 million (fourth quarter) (YoY +110.0%), Merchant fee rate 1.22 % (second half)
Risk amount incorporated into the outlookAmount 15 Hundreds of millions of yen / Details Additional provision for interest refunds
Medium-term management plan targetsTarget fiscal year Fiscal year ending March 2031 / PBR 3–4x / EPS ¥240 or more / ROE 15%～ / TSR 200%～ / Primary Card Ratio 35% / Group gross transaction volume ¥10 trillion
Financial targetsROE Actual results 11.6% / Target 15% or higher / PBR Actual results 2.2x / Target 3–4x / TSR Actual results 117.9% / Target 200% or higher
Annual DividendFiscal year ending March 2026 ¥131 / Fiscal year ending March 2027 134 yen (forecast) / Interim and Year-End Breakdown Not disclosed
Payout ratio55% (shareholder return policy). DOE figures of 8% and 10% are also stated
Acquisition of treasury sharesAmount 77 Hundreds of millions of yen / Number of Shares Not disclosed / Period Not disclosed
Capital expenditures¥174 100 million (existing investments)
New initiativesSpecialization in business units that support customers’ interests, Plan to open an outlet at an external facility in the Osaka-Umeda area, Development of an event booking service, Customer communications using data and AI, Integration of planning, development and procurement functions, Expansion of project-based work involving internal and external talent, Nomination of 4 new director candidates
Items this document does not state (9)
Gross Profit MarginOperating profit marginProgress against full-year forecastNumber of stores and locationsNumber of employeesAssumptions Underlying the Business OutlookOrders received and order backlogMarket Size / ShareKey points of the Q&A

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

In Retail, higher tenant and event revenue contributed to profit growth, while in FinTech, increased revenue from installment-payment and revolving-payment fees was a factor. For profit for the year, lower-than-expected financial expenses were cited as the reason for exceeding the company’s forecast.

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This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
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Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.
Materials for the Financial Results Briefing for the Fiscal Year Ending March 2026 | MARUI GROUP CO.,LTD. (8252) timely disclosure | Komori