Interest-rate and liquidity risk relating to borrowings
First written in FY2016. 7 of 10 entries say "Restated". Latest entry: FY2027-H1.
The whole theme swung hardest in 2022: 4 of 26 companies on the "Worse" side.
5 other companies' latest entry also says "Worsened".
- FY2027-H1WorsenedAnnual report
「Lender 株式会社北國銀行 Borrowing amount ¥2,000 million Term 1 year Interest rate Base rate plus spread Collateral and guarantees Unsecured and unguaranteed」
The company borrowed ¥2 billion in connection with the transfer of shares in, and loan receivables from, its hotel subsidiary. The borrowing has a 1-year term and an interest rate linked to the base rate. - 2026-10-08RestatedTimely disclosure
「株式会社金沢ニューグランドホテルの連結子会社からの異動に伴い、同社株式及び債権の譲渡に関連する必要な資金の調達について決議いたしました。」
金沢ニューグランドホテルの株式・債権譲渡に関連して、無担保・借入期間1年の20億円の借入を実行しており、借入による流動性管理の状況を具体的に開示している。元のcanonical threadは変更しない。 - FY2026RestatedAnnual report
「Although operating liabilities and borrowings are exposed to liquidity risk, the Group manages the risk by preparing and updating monthly cash flow plans and other measures, while securing sufficient liquidity on hand through overdraft agreements with its principal transaction banks.」
The company continues to manage liquidity risk through monthly cash flow plans and overdraft agreements with its principal transaction banks. - FY2025RestatedAnnual report
「Although operating liabilities and borrowings are exposed to liquidity risk, the Group manages the risk by preparing and updating monthly cash flow plans and other measures, while securing sufficient liquidity on hand through overdraft agreements with its principal transaction banks.」
The company continues liquidity management through monthly cash flow plans and overdraft agreements with its principal transaction banks. - FY2024RestatedAnnual report
「Although operating liabilities and borrowings are exposed to liquidity risk, the Group manages the risk by preparing and updating monthly cash flow plans and other measures, while securing sufficient liquidity on hand through overdraft agreements with its principal transaction banks.」
The company continues to manage liquidity risk through monthly cash flow plans and overdraft agreements. - FY2023RestatedAnnual report
「Although operating liabilities and borrowings are exposed to liquidity risk, the Group manages the risk by preparing and updating monthly cash flow plans and other measures, while securing sufficient liquidity on hand through overdraft agreements with its principal transaction banks.」
The company continues liquidity management through monthly cash flow plans and overdraft agreements with its principal transaction banks. - FY2020RestatedAnnual report
「Although operating liabilities and borrowings are exposed to liquidity risk, the Group manages the risk by preparing and updating monthly cash flow plans and other measures, while securing sufficient liquidity on hand through overdraft agreements with its principal transaction banks.」
The company continues to disclose liquidity management through monthly cash flow plans and overdraft agreements. - FY2019RestatedAnnual report
「Although operating liabilities and borrowings are exposed to liquidity risk, the Group manages the risk by preparing and updating monthly cash flow plans and other measures, while securing sufficient liquidity on hand through overdraft agreements with its principal transaction banks.」
The company continues to disclose interest rate risk on variable-rate borrowings and liquidity management through monthly cash flow plans and overdraft agreements. - FY2017MitigatedAnnual report
「Although borrowings at variable interest rates are exposed to interest rate risk, the company uses derivatives, specifically interest rate swaps, as hedging instruments for some long-term borrowings in order to avoid the risk of fluctuations in interest payments and fix interest expense.」
The company continues to fix interest rates through interest rate swaps. The notional amount of interest rate swaps decreased from ¥138.2 million in the previous fiscal year to ¥27 million. The company has also made repayments on borrowings. - FY2016First statedAnnual report
「Although borrowings at variable interest rates are exposed to interest rate risk, the company uses derivatives, specifically interest rate swaps, as hedging instruments for some long-term borrowings in order to avoid the risk of fluctuations in interest payments and fix interest expense.」
The company manages interest rate fluctuations on borrowings and liquidity associated with financing, and uses interest rate swaps.