Integrated Risk Management on a Consolidated Basis through ERM
First written in FY2016. 5 of 10 entries say "Restated". Latest entry: 2026-06-25.
- 2026-06-25RestatedGovernance
「We have selected expertise and experience in legal affairs and risk management as necessary areas in order to establish a corporate governance structure that achieves sustainable growth and enhances corporate value over the medium to long term, as well as a risk management structure supporting business expansion in emerging markets such as Africa.」
Organized legal affairs and risk management as necessary areas of expertise for the Board of Directors, and reconfirmed their connection with the governance structure and risk management for overseas businesses. - FY2025RestatedAnnual report
「As a result of managing RA and continuously building up RB through these initiatives, RA remained within the RB range in the fiscal year ended March 2025 (RA ÷ RB = 0.6 < 1.0), and we maintained a sound and stable financial position.」
Maintained the RA/RB ratio at 0.6 and continued integrated risk management through four activities: Check10, comprehensive safety and compliance inspections, strategy/BCP, and sustainability. - FY2024AdvancedAnnual report
「As a result of managing RA and continuously building up RB through these initiatives, RA remained within the RB range in the fiscal year ended March 2024 (RA ÷ RB = 0.6 < 1.0), and we maintained a sound and stable financial position.」
Updated the RA/RB ratio from 0.7 for the fiscal year ended March 2023 to 0.6 for the fiscal year ended March 2024. Also provided details of the operation of “Check10,” under which the Integrated Risk Management Committee identifies critical risks across the company and group companies conduct self-inspections and improvements. - FY2023Annual update of RA/RB management resultsAnnual report
「RA is managed using a threshold of “RA/RB < 1.0.” For the fiscal year ended March 2023, RA remained within the RB range (RA/RB = 0.7).」
Updated the consolidated risk asset-to-risk buffer ratio to 0.7 for the fiscal year ended March 2023. - FY2022RestatedAnnual report
「For risk management, the Investment and Screening Department is responsible for integrated enterprise-wide risk management. Through coordination with each department and group company, the company is working to establish and strengthen a consolidated risk management framework covering the entire group.」
The company continues consolidated integrated risk management through coordination among the Investment and Screening Department, the Integrated Risk Management Committee, and each department and group company. - FY2021ReframedAnnual report
「For risk management, the company appointed a Chief Compliance Officer as the person responsible, with the Investment and Screening Department responsible for integrated enterprise-wide risk management. Through coordination with each department and group company, it is working to establish and strengthen a consolidated risk management framework covering the entire group.」
The department responsible for integrated enterprise-wide risk management was described as changing from the ERM, Crisis Management and BCM Promotion Department to the Investment and Screening Department, and the Integrated Risk Management Committee was also explicitly identified. - FY2019AdvancedAnnual report
「For risk management, the company appointed a Chief Compliance Officer as the person responsible and established the ERM, Crisis Management and BCM Promotion Department to conduct integrated enterprise-wide risk management. Through coordination with each department and group company, it is working to establish and strengthen a consolidated risk management framework covering the entire group.」
The ERM Department was restructured as the ERM, Crisis Management and BCM Promotion Department, explicitly incorporating crisis management and business continuity management into the framework. - FY2018RestatedAnnual report
「For risk management, the company appointed a Chief Compliance Officer as the person responsible and established the ERM Department (Enterprise Risk Management Department) to conduct integrated enterprise-wide risk management. Through coordination with each department and group company, it is working to establish and strengthen a consolidated risk management framework covering the entire group.」
The company continues to describe consolidated integrated risk management led by the CCO, the ERM Department, and the ERM Committee. - FY2017RestatedAnnual report
「For risk management, the company appointed a Chief Compliance Officer as the person responsible and established the ERM Department (Enterprise Risk Management Department) to conduct integrated enterprise-wide risk management. Through coordination with each department and group company, it is working to establish and strengthen a consolidated risk management framework covering the entire group.」
The company continues to describe consolidated integrated risk management led by the CCO, the ERM Department, and the ERM Committee. - FY2016First statedAnnual report
「For risk management, the company established the ERM Department (Enterprise Risk Management Department), which conducts integrated enterprise-wide risk management. Through coordination with each department and group company, it is working to establish and strengthen a consolidated risk management framework covering the entire group.」
The company addresses business investment, credit, market, occupational health and safety, and environmental conservation risks through policies and guidelines, while also working to balance total risk assets with risk capacity.