Results for this period
Full year1 April 2025–31 March 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Stacked from zero: upward is an increase in cash, downward a decrease (in Millions of yen).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Profit increased substantially year on year, owing mainly to higher net interest income and gains on sales of shares, lower losses on government bonds and other securities, lower integration-related expenses, and lower credit-related expenses.
Not applicable.
| Item | Details |
|---|---|
| Fiscal Period Classification | Full year |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2025–31 March 2026 |
| Ordinary income | 30,912 Millions of yen (YoY +200.6%) |
| Profit attributable to owners of the parent | 21,808 Millions of yen (YoY +139.7%) |
| Net income per share | ¥89.42 |
| Equity ratio | End of the current fiscal period 8.83 / End of previous period 8.78 |
| Total assets | 7,168,337 Millions of yen |
| Net assets | 431,001 Millions of yen |
| Cash flows from operating activities | 182,208 Millions of yen |
| Cash flows from investing activities | 3,927 Millions of yen |
| Cash flows from financing activities | -6,575 Millions of yen |
| Cash and cash equivalents at end of period | 787,851 Millions of yen |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income 28,000 Millions of yen (YoY -9.4%) / Net income 23,000 Millions of yen (YoY +5.0%) |
| Segment revenue | Segment Banking / Net Sales 113,377 Millions of yen / Year-on-year (%) 23.8, Segment Leasing / Net Sales 7,129 Millions of yen / Year-on-year (%) 9.6 |
| Segment profit | Segment Banking / Segment profit 30,737 Millions of yen / Year-on-year (%) 199, Segment Leasing / Segment profit 40 Millions of yen / Year-on-year (%) -77.5 |
| Depreciation and amortization | 3,243 Millions of yen |
| Impairment loss | Amount 132 Millions of yen / Subject assets Not disclosed |
| Breakdown of extraordinary income (loss) | Extraordinary income Item Gain on disposal of fixed assets / Amount 0 Millions of yen / Extraordinary loss Item Losses on disposal of fixed assets / Amount 121 Millions of yen, Item Impairment Losses / Amount 132 Millions of yen, Item Provision for dismantling costs for property, plant and equipment / Amount 718 Millions of yen |
| Disclosure regarding the going concern assumption | Not applicable. |
| Material subsequent events | A stock split and amendments to the articles of incorporation effective 1 April 2026; a planned merger between consolidated subsidiaries on 1 April 2027; the conversion of Toyota Engineering Corporation and Toyota Management Research Institute Co., Ltd. into subsidiaries effective 1 May 2026; the conversion of Aoi Building Management, established on 1 May 2026, into an equity-method affiliate; and a basic agreement toward business integration with San ju San Financial Group,Inc. |
| Availability of Supplementary Financial Results Materials | Yes |
| Issued Shares at Period-End | 49,124,671 Shares |
| Factors Behind Changes in Business Performance | Profit increased substantially year on year, owing mainly to higher net interest income and gains on sales of shares, lower losses on government bonds and other securities, lower integration-related expenses, and lower credit-related expenses. |
Items this document does not state (13)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Interest income on loans and gains on sales of shares and other securities increased, while interest expenses on deposits and other items also rose. The increase in ordinary income was driven by higher net interest income and gains on sales of shares, mainly policy-holding shares, as well as lower losses on government bonds and other securities, integration-related expenses associated with the systems integration, and credit-related expenses.