Worth reading
61In focus
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Mixed performance
Direction inferred from the company’s description.Scale
25
% (change in net income)Wording
Conditional
How definitive the wording is.Revised forecast
Fiscal year ended November 2025 · Full yearPrevious forecast published Announced 15 July 2025Net Sales32,603→31,957million
-2.0%
Operating profit2,051→2,457million
+19.8%
Ordinary income2,102→2,620million
+24.7%
Profit attributable to owners of the parent1,336→1,670million
+25.0%
Net income per share58.2→72.74yen and sen
+25.0%
The bar length represents the relative magnitude of change, based on the item that changed the most in this document. The percentage change shown by the dotted line is calculated from the two reported figures because the company did not provide the rate.
Reason for the revision
顧客の潜在ニーズを把握するファイナンシャルプランニング活動が浸透し、保障系商品を中心に販売商品構成が改善した。これに伴い保険会社からの業務品質支援金料率も上昇し、利益は想定を上回って推移している。一方、第４四半期は業務品質支援金の低下が見込まれる。
Previous-period results2024年11月期：売上高35,617百万円、営業利益5,330百万円、経常利益5,493百万円、当期純利益3,903百万円、１株当たり当期純利益169.85円
Dividend forecast revision修正なし。期末配当は１株当たり47円とする予定。
| Item | Details |
|---|---|
| Net Sales | ¥32,603 million → ¥31,957 million（-2.0%） |
| Operating profit | ¥2,051 million → ¥2,457 million（+19.8%） |
| Ordinary income | ¥2,102 million → ¥2,620 million（+24.7%） |
| Profit attributable to owners of the parent | ¥1,336 million → ¥1,670 million（+25.0%） |
| Net income per share | 58.20 yen and sen → 72.74 yen and sen |
| Fiscal Period Covered | Fiscal year ended November 2025 |
| Period Covered | Full year |
| Publication date of previous forecast | Announced 15 July 2025 |
| Previous-period results | 2024年11月期：売上高35,617百万円、営業利益5,330百万円、経常利益5,493百万円、当期純利益3,903百万円、１株当たり当期純利益169.85円 |
| Reason for the revision | 顧客の潜在ニーズを把握するファイナンシャルプランニング活動が浸透し、保障系商品を中心に販売商品構成が改善した。これに伴い保険会社からの業務品質支援金料率も上昇し、利益は想定を上回って推移している。一方、第４四半期は業務品質支援金の低下が見込まれる。 |
| Dividend forecast revision | 修正なし。期末配当は１株当たり47円とする予定。 |
Items this document does not state (2)
Details and amount of extraordinary lossConsolidated / non-consolidated
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.顧客の潜在ニーズを把握するファイナンシャルプランニング活動が浸透し、保障系商品を中心に販売商品構成が改善した。また、販売商品構成の改善に伴って保険会社からの業務品質支援金料率が上昇し、利益が想定を上回って推移した。一方、第4四半期は業務品質支援金の低下が見込まれる。
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.