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Financial results presentation7388FP Partner Inc.Financials (excluding banks)

Fiscal year ending November 2025, first-quarter financial results presentation materials

2025年11月期第1四半期は、売上高が前年同期並みにとどまる一方、営業利益・経常利益・純利益はいずれも大幅に減少した。保障系商品の販売低調と成長投資による販管費増を背景に、会社は採用・教育・DX・既契約フォローで業績回復を目指している。

Worth reading
56In focus
0–100. This measures how worthwhile something is to read, not how good or bad the company is.
Direction
Deterioration
Direction inferred from the company’s description.
Scale
-565
¥ million (year-on-year change in operating income)
Wording
Definitive
How definitive the wording is.

Contents of this document

Financial results presentation2025年11月期 第1四半期10 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Net Sales¥8,332 million-0.0%
Operating profit¥797 million-41.5%
Ordinary income¥805 million-42.2%
Net income¥529 million-43.6%
Operating profit margin9.6 %
Results for the three months of the current quarter売上高8,332百万円、営業利益797百万円、経常利益805百万円、四半期純利益529百万円。第1四半期単独の数値として記載。
Full-year earnings forecast
Net Sales
¥40,232 million
Operating profit
¥6,130 million
Ordinary income
¥6,145 million
Net income
¥4,041 million
Earnings per share
¥176.02
Progress against full-year forecast　通期の予想に対して、いまどこまで進んだかの割合です。
Net Sales20.7%
Operating profit13.0%
Ordinary income13.1%
Quarterly net income13.1%
What the company explained in this material
Self-assessment against the planThe company's self-assessment against its own plan.
契約譲受は計画に沿った進捗。販管費は期初計画通りに増加。通期業績予想は据え置き。
Breakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.
  • 2024年7月終了の広告業による売上減少¥-48 million
  • 業務委託費・システム関連費等の成長投資による販管費増加
New initiatives
  • 700名採用と保険販売経験者のリファラル採用
  • 会社扱い契約約10万件のデータ整備と既契約フォロー
  • DXによる新CRM・人事システムの刷新
  • 階層別研修・次世代研修の実施
  • 損保の非対面完結型保険契約のオンライン面談トライアル
  • 金融リテラシー教育サービスの導入拡大
  • 従業員向け譲渡制限付株式報酬の付与
Key KPIsA metric the company considers important as a management benchmark.
  • Number of sales employees2,546 people
    Year on year against the same period last year+6.0%
  • Number of new contracts56,931 Engagements
    Year on year against the same period last year-1.1%
  • Number of prospective insurance customers36,347 people
    Year on year against the same period last year-9.4%
  • Number of agreed contract transfers4,981 Engagements
    Year on year against the same period last year-84.6%
  • New customers35,339 people
    Year on year against the same period last year+0.7%
  • Number of in-force policies1,797,014 Engagements
    Year on year against the same period last year+18.4%
  • Number of customers694,278 people
    Year on year against the same period last year+13.3%
  • 会社集客件数36,347 Engagements
    Year on year against the same period last year-9.4%
Unit price and quantity metricsThese figures show sales broken down by price and volume.
新規契約件数は前年同期比で減少した一方、変額保険など貯蓄性商品の販売により高単価契約が増加。平準払い商品販売件数は44,596件、前年同期比102.3%。
Financial targets
ROE
31.9 %
Fiscal year2024年11月期実績
Cost of shareholders’ equity
12.49 %
TargetROEが株主資本コストを上回る高い水準の継続
Number of stores and locations
Number of locations at period end176 Location
Number of employees
Number of sales employees2,546 people
Change during the period前年同期比+144名
Hiring plan700名採用
Annual Dividend
2024年11月期実績
Interim¥45 per share
End of period¥47 per share
Annual¥92 per share
2025年11月期予想
Interim¥47 per share
End of period¥47 per share
Annual¥94 per share
Payout ratio
45 %
DetailsTarget
Contents of this document
ItemDetails
Document typeFinancial results presentation
Fiscal Period Covered2025年11月期 第1四半期
Net Sales¥8,332 million (YoY -0.0%)
Operating profit¥797 million (YoY -41.5%)
Ordinary income¥805 million (YoY -42.2%)
Net income¥529 million (YoY -43.6%)
Operating profit margin9.6 %
Results for the three months of the current quarter売上高8,332百万円、営業利益797百万円、経常利益805百万円、四半期純利益529百万円。第1四半期単独の数値として記載。
Full-year earnings forecastNet Sales ¥40,232 million / Operating profit ¥6,130 million / Ordinary income ¥6,145 million / Net income ¥4,041 million / Earnings per share ¥176.02
Progress against full-year forecastNet Sales 20.7% / Operating profit 13.0% / Ordinary income 13.1% / Quarterly net income 13.1%
Self-assessment against the plan契約譲受は計画に沿った進捗。販管費は期初計画通りに増加。通期業績予想は据え置き。
Breakdown of Factors Affecting the ChangeFactors 2024年7月終了の広告業による売上減少 / Amount ¥-48 million, Factors 業務委託費・システム関連費等の成長投資による販管費増加 / Amount Not disclosed
Key KPIsNumber of sales employees 2,546 people, Number of new contracts 56,931 Engagements, Number of prospective insurance customers 36,347 people, Number of agreed contract transfers 4,981 Engagements, New customers 35,339 people, Number of in-force policies 1,797,014 Engagements, Number of customers 694,278 people, 会社集客件数 36,347 Engagements
Unit price and quantity metrics新規契約件数は前年同期比で減少した一方、変額保険など貯蓄性商品の販売により高単価契約が増加。平準払い商品販売件数は44,596件、前年同期比102.3%。
Number of stores and locationsNumber of locations at period end 176 Location / Number of store openings and closures during the period Not disclosed
Number of employeesNumber of sales employees 2,546 people / Change during the period 前年同期比+144名 / Hiring plan 700名採用
Financial targetsROE 31.9 % / Cost of shareholders’ equity 12.49 % / Target ROEが株主資本コストを上回る高い水準の継続
Annual Dividend2024年11月期実績 Interim ¥45 per share / End of period ¥47 per share / Annual ¥92 per share / 2025年11月期予想 Interim ¥47 per share / End of period ¥47 per share / Annual ¥94 per share
Payout ratio45 %
New initiatives700名採用と保険販売経験者のリファラル採用, 会社扱い契約約10万件のデータ整備と既契約フォロー, DXによる新CRM・人事システムの刷新, 階層別研修・次世代研修の実施, 損保の非対面完結型保険契約のオンライン面談トライアル, 金融リテラシー教育サービスの導入拡大, 従業員向け譲渡制限付株式報酬の付与
Items this document does not state (11)
Gross Profit MarginSelling, general and administrative expensesSegment resultsAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookMedium-term management plan targetsAcquisition of treasury sharesCapital expendituresOrders received and order backlogMarket Size / ShareKey points of the Q&A

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

保険業界の環境変化への準備に注力したことで販売商品構成の改善に遅れが生じ、収益性の高い保障系商品の販売が低調だったため。加えて、業務委託費・システム関連費などの成長投資により販管費が増加した。

How to read this page

This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
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Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.
Fiscal year ending November 2025, first-quarter financial results presentation materials | FP Partner Inc. (7388) timely disclosure | Komori