Scenario Analysis of Climate Change Risks and Opportunities and Carbon-Related Lending
First written in FY2023. 1 of 3 entries say "Advanced", first in FY2025. Latest entry: FY2026.
Procrea Holdings moved to the "Worse" side of this theme in 2026, the same year as the typical company in this theme.
The whole theme swung hardest in 2024: 6 of 35 companies on the "Worse" side.
8 other companies' latest entry also says "Worsened".
- FY2026WorsenedAnnual report
「Based on an analysis covering the period through 2050, credit costs were expected to increase by up to ¥13.9 billion cumulatively.」
In the climate change scenario analysis, the maximum expected increase in credit costs from transition risk rose from ¥12 billion in the previous fiscal year to ¥13.9 billion, while physical risk increased from ¥3.4 billion to ¥3.9 billion. - FY2025AdvancedAnnual report
「Based on an analysis covering the period through 2050, credit costs were expected to increase by up to ¥12 billion cumulatively.」
Climate change risks were quantified as a potential increase in credit costs of up to ¥12 billion for transition risk in the power sector and ¥3.4 billion for physical risk from flooding in Aomori Prefecture and Hokkaido. The ratio of lending to carbon-related sectors was 16.25% as of the end of March 2025. - FY2023First statedAnnual report
「As of the end of March 2023, loans to carbon-related sectors for which disclosure is recommended under the TCFD Recommendations accounted for 16.92% of our group’s outstanding loans.」
We assessed transition and physical risks and opportunities related to climate change over the short, medium and long term, conducted scenario analysis of the power sector, and disclosed that lending to carbon-related sectors accounted for 16.92%.