Results for this period
Interim period (second quarter)1 April 2026–30 September 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Although gains and losses on Japanese government bonds and other bonds decreased, fund income increased due to higher interest on loans and other factors. Ordinary profit increased due to lower credit-related expenses and higher gains and losses related to stocks and other securities, among other factors, while interim net income attributable to owners of the parent increased, helped in part by lower tax expenses.
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026–30 September 2026 |
| Ordinary income | 5,203 Millions of yen (YoY +13.8%) |
| Profit attributable to owners of the parent | 4,156 Millions of yen (YoY +28.5%) |
| Equity ratio | End of the current fiscal period 8.99 / End of previous period 8.83 |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income 11,300 Millions of yen (YoY +72.3%) / Net income 7,000 Millions of yen (YoY +85.0%) |
| Revision to Earnings Forecast | 青森みちのく銀行 standalone core net business profit Not disclosed → 20,100 Millions of yen |
| Impairment loss | 550 Millions of yen |
| Breakdown of extraordinary income (loss) | Extraordinary Gains and Losses -504 Millions of yen, Impairment Losses -550 Millions of yen, Gains and Losses on Disposal of Fixed Assets 56 Millions of yen |
| Availability of Supplementary Financial Results Materials | Available |
| Factors Behind Changes in Business Performance | Although gains and losses on Japanese government bonds and other bonds decreased, fund income increased due to higher interest on loans and other factors. Ordinary profit increased due to lower credit-related expenses and higher gains and losses related to stocks and other securities, among other factors, while interim net income attributable to owners of the parent increased, helped in part by lower tax expenses. |
Items this document does not state (25)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Fund income increased due to higher interest on loans and other factors, while credit-related expenses, gains and losses related to stocks and other securities, and tax expenses all decreased or increased favorably.