Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Ordinary income increased due to higher funding income, including interest on loans, among other factors. Ordinary expenses increased due to higher funding costs, including interest on deposits, and other operating expenses, including losses on the sale of government bonds and other securities. Ordinary profit increased due to lower credit-related costs and higher gains and losses on stocks and other securities, among other factors.
No applicable matters
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Net Sales | ¥25,638 million (YoY +18.9%) |
| Ordinary income | ¥4,237 million (YoY +9.1%) |
| Profit attributable to owners of the parent | ¥2,988 million (YoY +10.5%) |
| Net income per share | ¥105.53 |
| Equity ratio | End of the current fiscal period 2.8 / End of previous period 2.7 |
| Total assets | ¥5,873,723 million |
| Net assets | ¥170,218 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥11,300 million (YoY +72.3%) / Net income ¥7,000 million (YoY +85.0%) |
| Annual Dividend Forecast | ¥50 → ¥100（+100.0%） |
| Segment revenue | Banking ¥21,880 million / Leasing ¥3,471 million |
| Segment profit | Banking ¥4,361 million / Leasing ¥188 million |
| Depreciation and amortization | ¥1,107 million |
| Impairment loss | ¥3 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets ¥3 million / Extraordinary loss Losses on disposal of fixed assets ¥29 million, Impairment Losses ¥3 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New Number of companies 0 / Company name Not disclosed / Excluded Number of companies 0 / Company name Not disclosed |
| Material subsequent events | No applicable matters. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable No / Subject person Not disclosed |
| Issued Shares at Period-End | 28,658,957 Shares |
| Treasury Shares at Period-End | 341,935 Shares |
| Factors Behind Changes in Business Performance | Ordinary income increased due to higher funding income, including interest on loans, among other factors. Ordinary expenses increased due to higher funding costs, including interest on deposits, and other operating expenses, including losses on the sale of government bonds and other securities. Ordinary profit increased due to lower credit-related costs and higher gains and losses on stocks and other securities, among other factors. |
Items this document does not state (11)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Funding income, including interest on loans, increased, while funding costs, including interest on deposits, and other operating expenses, including losses on the sale of government bonds and other securities, also increased. Ordinary profit increased due to lower credit-related costs and higher gains and losses on stocks and other securities, among other factors.