Risk of Service Outages Due to System Failures and Cyberattacks
First written in FY2022. 3 of 4 entries say "Restated". Latest entry: FY2026.
The whole theme swung hardest in 2026: 17 of 84 companies on the "Worse" side.
- FY2026RestatedAnnual report
「The Group distributes its infrastructure by placing servers at external data centers and on cloud infrastructure and using multiple servers. It also regularly backs up server data, checks the operating status of its current systems in a timely manner, and takes every precaution to prevent problems through system redundancy.」
The company continues to address system outage and cyberattack risks through distribution, backups and redundancy. - 2026-06-04RestatedGeneral Meetings of Shareholders
「Our group has established Information Security Management Regulations, clarified responsibility for information security, and continuously implements measures to maintain and improve information security. Personal information and specified personal information are strictly managed in accordance with laws and regulations and the Personal Information Protection Regulations.」
Management based on the Information Security Management Regulations and Personal Information Protection Regulations was reiterated. The original thread remains unchanged. - FY2025RestatedAnnual report
「The Group distributes its infrastructure by placing servers at external data centers and on cloud infrastructure and using multiple servers. It also regularly backs up server data, checks the operating status of its current systems in a timely manner, and takes every precaution to prevent problems through system redundancy.」
The company continues to disclose system outage and cyberattack risks relating to its SaaS-based services, credit decision systems and external cloud infrastructure, along with measures including distribution, backups and redundancy. - FY2022First statedAnnual report
「However, if a system failure occurs in the future because of a natural disaster, accident, unauthorized intrusion into computers, computer viruses, cyberattacks or other causes, resulting in the disconnection of communications networks, application malfunctions or suspension of access to cloud servers, the Group's reputation may deteriorate and its business results and financial position may be affected.」
The company identifies the risk of service outages caused by intrusions, viruses, cyberattacks and other events affecting the infrastructure supporting its SaaS-based payment services and automated credit decisions.