Accelerating collections and improving profitability through late-payment administrative fees
First written in FY2025-H1. 1 of 3 entries say "Advanced", first in FY2025. Latest entry: FY2026.
No other company in this theme has enough history to compare yet.
- FY2026RestatedAnnual report
「For NP Postpay, gross profit increased because improved and earlier collection of receivables reduced bad-debt-related expenses and billing-related expenses.」
The full-year results confirmed the positive impact on profitability from faster collections and lower bad debt-related expenses. - FY2025AdvancedAnnual report
「The company also began adding late-payment administration fees in July 2024. As a result, collections from users accelerated, reducing the estimated allowance for doubtful accounts and bad debt-related expenses as a percentage of GMV, and raising the gross profit margin.」
Full-year results showed that the late-payment administration fee introduced in July 2024 led to faster collections, a lower estimated allowance for doubtful accounts, a lower ratio of bad debt-related expenses, and a higher gross profit margin. - FY2025-H1First statedAnnual report
「For “NP後払い,” operating revenue as a percentage of GMV increased after the company began adding late-payment administration fees in July 2024. ・The announcement of late-payment administration fees accelerated collections from users, reducing the estimated allowance for doubtful accounts and bad debt-related expenses.」
The company explained that beginning to add late-payment administration fees to “NP後払い” in July 2024 led to a higher operating revenue margin, faster collections from users, and lower bad debt-related expenses.