Asset-Liability Management and Stable Liquidity through ALM
First written in FY2023. 1 of 2 entries say "Restated". Latest entry: FY2024.
The whole theme swung hardest in 2026: 8 of 34 companies on the "Worse" side.
19 other companies' latest entry also says "Restated".
- FY2024RestatedAnnual report
「With respect to the sources of capital and liquidity of our group, given the characteristics of the banking business, we manage our sources of capital with consideration for capital adequacy regulations. We use deposits received from customers in the region as a funding source, primarily for lending to small and medium-sized enterprises in the region. Our objective is to maintain safety through appropriate asset and funding management under ALM.」
The company reaffirmed its policy of deploying deposits into loans to small and medium-sized enterprises in the region and managing safety and liquidity through ALM. The consolidated equity ratio was 10.37%. - FY2023First statedAnnual report
「With respect to the sources of capital and liquidity of our group, given the characteristics of the banking business, we manage our sources of capital with consideration for capital adequacy regulations. We use deposits received from customers in the region as a funding source, primarily for lending to small and medium-sized enterprises in the region. Our objective is to maintain safety through appropriate asset and funding management under ALM.」
The company presented an operating policy of deploying deposits mainly into loans to small and medium-sized enterprises in the region and appropriately managing assets, liabilities and funding liquidity through ALM.