Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Net interest income increased by ¥3,336 million, net fees and commissions increased by ¥319 million, other operating income increased by ¥564 million, and expenses decreased by ¥209 million. Against these factors, credit-related expenses increased by ¥1,853 million, while gains and losses on stocks and other securities decreased by ¥2,263 million.
No applicable matters
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Net Sales | ¥39,287 million (ordinary income) (YoY +9.3%) |
| Ordinary income | ¥11,235 million (YoY +26.4%) |
| Profit attributable to owners of the parent | ¥7,560 million (YoY +24.4%) |
| Net income per share | ¥42.69 |
| Equity ratio | End of the current fiscal period 6.6% / End of previous period 6.2% |
| Total assets | ¥7,745,201 million |
| Net assets | ¥521,882 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥44,000 million (YoY +2.8%) / Net income ¥30,000 million (YoY +9.5%) |
| Revision to Earnings Forecast | Not disclosed |
| Annual Dividend Forecast | ¥240.00 (¥48.00 after taking the stock split into account) → ¥53.00 |
| Segment revenue | Banking ¥30,667 millions (ordinary income from external customers), Leasing ¥6,813 millions (ordinary income from external customers) |
| Segment profit | Banking ¥10,797 million, Leasing ¥133 million |
| Depreciation and amortization | ¥1,008 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Not disclosed / Extraordinary loss Losses on disposal of fixed assets ¥6 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | Newly consolidated: 0 companies; excluded from consolidation: 0 companies (material changes to the scope of consolidation during the period: None) |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | None (対象者：Not disclosed) |
| Issued Shares at Period-End | 189,620,670 |
| Treasury Shares at Period-End | 12,516,282 |
| Factors Behind Changes in Business Performance | Net interest income increased by ¥3,336 million, net fees and commissions increased by ¥319 million, other operating income increased by ¥564 million, and expenses decreased by ¥209 million. Against these factors, credit-related expenses increased by ¥1,853 million, while gains and losses on stocks and other securities decreased by ¥2,263 million. |
Items this document does not state (12)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary income increased by ¥3,351 million, while ordinary expenses increased by only ¥1,002 million, resulting in a ¥2,349 million increase in ordinary profit. Net interest income, net fees and commissions, and other operating income increased, while expenses declined. These factors were partly offset by an increase in credit-related expenses and a decrease in gains and losses on stocks and other securities.