Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
The shaded area represents net assets as a proportion of total assets. It is calculated from the two amounts reported by the company.
Higher loan interest from rising loan yields and an active response to funding demand, higher interest and dividends on securities, higher top-line revenue at the consolidated group companies, higher consolidated gross operating profit, and improved gains and losses on stocks and other securities.
No applicable matters.
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Net Sales | ¥19,855 million (ordinary income) |
| Ordinary income | 5,312 million yen |
| Profit attributable to owners of the parent | 3,610 million yen |
| Total assets | 3,105,389 million yen |
| Net assets | 165,179 million yen |
| Full-year earnings forecast | Net Sales ¥80,000 million (ordinary income) / Operating profit Not disclosed / Ordinary income 17,500 million yen / Net income 12,000 million yen (net income attributable to owners of the parent) |
| Revision to Earnings Forecast | No change → No change（None） |
| Segment revenue | Banking ¥15,162 million (ordinary income), Leasing ¥3,275 million (ordinary income) |
| Segment profit | Banking 5,176 million yen, Leasing 141 million yen |
| Depreciation and amortization | 553 million yen |
| Impairment loss | None (impairment loss on fixed assets) |
| Breakdown of extraordinary income (loss) | Extraordinary income Not disclosed / Extraordinary loss Losses on disposal of fixed assets 7 million yen |
| Disclosure regarding the going concern assumption | No applicable matters. |
| Changes in the scope of consolidation | Change to an equity-method affiliate: 1 company (第一総業株式会社). New additions to or exclusions from consolidated subsidiaries: Not disclosed |
| Availability of Supplementary Financial Results Materials | Available ("3. Supplementary Information" is included in the report) |
| Factors Behind Changes in Business Performance | Higher loan interest from rising loan yields and an active response to funding demand, higher interest and dividends on securities, higher top-line revenue at the consolidated group companies, higher consolidated gross operating profit, and improved gains and losses on stocks and other securities. |
Items this document does not state (18)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Loan interest increased as loan yields rose and the company actively responded to growing funding demand in the prefecture. Interest and dividends on securities and the top lines of the consolidated group companies also increased. Expenses rose due to higher deposit interest and the impact of soaring prices, but profit increased owing to higher consolidated gross operating profit and improved gains and losses on stocks and other securities.