Results for this period
Full year1 April 2025–31 March 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ million).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Tourism-related activity within the prefecture remained above the previous year's level for both domestic and foreign tourists, while personal consumption maintained its expansionary trend. The Company also pursued initiatives focused on the three group strategies under the Second Medium-Term Management Plan to achieve its targets.
Not applicable.
| Item | Details |
|---|---|
| Fiscal Period Classification | Full year |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2025–31 March 2026 |
| Net Sales | ¥70,417 million (ordinary income) |
| Ordinary income | ¥15,799 million |
| Profit attributable to owners of the parent | ¥11,292 million |
| Net income per share | ¥529.11 |
| Equity ratio | End of the current fiscal period 11.36 / End of previous period 11.35 |
| Total assets | ¥2,937,228 million |
| Net assets | ¥162,391 million |
| Cash flows from operating activities | ¥-101,695 million |
| Cash flows from investing activities | ¥-48,349 million |
| Cash flows from financing activities | ¥-2,756 million |
| Cash and cash equivalents at end of period | ¥196,673 million |
| Full-year earnings forecast | Net Sales ¥80,000 million (ordinary income) / Operating profit Not disclosed / Ordinary income ¥17,500 million / Net income ¥12,000 million |
| Annual Dividend Forecast | Not disclosed → ¥200 per share |
| Segment revenue | Banking ¥51,708 million (ordinary income from external customers), Leasing ¥12,297 million (ordinary income from external customers) |
| Segment profit | Banking ¥13,866 million (ordinary profit), Leasing ¥392 million (ordinary profit) |
| Depreciation and amortization | ¥2,323 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets ¥57 million, Gain on receipt of government subsidies ¥862 million / Extraordinary loss Losses on disposal of fixed assets ¥164 million, Loss on reduction of fixed assets ¥438 million |
| Disclosure regarding the going concern assumption | Not applicable. |
| Material subsequent events | Not applicable. |
| Availability of Supplementary Financial Results Materials | Yes |
| Factors Behind Changes in Business Performance | Tourism-related activity within the prefecture remained above the previous year's level for both domestic and foreign tourists, while personal consumption maintained its expansionary trend. The Company also pursued initiatives focused on the three group strategies under the Second Medium-Term Management Plan to achieve its targets. |
Items this document does not state (13)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The Company attributes the results to the gradual recovery of the domestic economy, the number of domestic and foreign tourists in tourism-related activities within the prefecture exceeding the previous year's level, and the continued expansionary trend in personal consumption, together with initiatives focused on the three group strategies under the Second Medium-Term Management Plan.