Worth reading
88Important
Scored from 1 of 6 sectionsDirection
Improvement
Direction inferred from the company’s description.Scale
4076
¥ millionWording
Definitive
How definitive the wording is.Results for this period
Third quarter1 April 2025 to 31 December 2025ConsolidatedJapanese GAAPNet Sales51,573¥ millionProgress 75.8%
Ordinary income12,083¥ millionProgress 86.3%
Net income attributable to owners of the parent8,232¥ millionProgress 82.3%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Outlook and shareholder returns
Full-year earnings forecast
Net Sales¥68,000 million
Operating profitNot disclosed
Ordinary income¥14,000 million
Net income¥10,000 million
Factors Behind Changes in Business Performance
貸出金利回りの上昇、貸出金残高の増加、有価証券利息配当金の増加、連結グループ各社のトップライン増加、株式等売却益の増加、連結業務粗利益の増加、与信費用の減少。
Breakdown of extraordinary income (loss)Extraordinary income Not disclosed / Extraordinary loss Item Name Gains and Losses on Disposal of Fixed Assets / Amount ¥-24 million
| Item | Details |
|---|---|
| Fiscal Period Classification | Third quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2025 to 31 December 2025 |
| Net Sales | ¥51,573 million |
| Ordinary income | ¥12,083 million |
| Profit attributable to owners of the parent | ¥8,232 million |
| Full-year earnings forecast | Net Sales ¥68,000 million / Operating profit Not disclosed / Ordinary income ¥14,000 million / Net income ¥10,000 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Not disclosed / Extraordinary loss Item Name Gains and Losses on Disposal of Fixed Assets / Amount ¥-24 million |
| Factors Behind Changes in Business Performance | 貸出金利回りの上昇、貸出金残高の増加、有価証券利息配当金の増加、連結グループ各社のトップライン増加、株式等売却益の増加、連結業務粗利益の増加、与信費用の減少。 |
Items this document does not state (28)
Operating profitNet income per shareOperating MarginEquity ratioTotal assetsNet assetsCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastAnnual Dividend ForecastPayout ratioShareholder Return PolicySegment revenueSegment profitRegional salesOrders received and order backlogDepreciation and amortizationImpairment lossDisclosure regarding the going concern assumptionChange in accounting policyChanges in the scope of consolidationMaterial subsequent eventsAvailability of Supplementary Financial Results MaterialsAvailability of Financial Results BriefingIssued Shares at Period-EndTreasury Shares at Period-End
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.貸出金利回りの上昇と貸出金残高の増加による貸出金利息の増加、有価証券利息配当金の増加、連結グループ各社のトップライン増加、株式等売却益の増加に加え、連結業務粗利益の増加と与信費用の減少があったため。営業経費は増加しました。
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.