Worth reading
39Recurring
Scored from 2 of 6 sectionsDirection
Improvement
Direction inferred from the company’s description.Scale
1170
¥ millionWording
Definitive
How definitive the wording is.Results for this period
First quarter2025年4月1日〜2025年6月30日ConsolidatedJapanese GAAPNet Sales17,034¥ millionProgress 25.1%
Ordinary income3,799¥ millionProgress 29.2%
Net income attributable to owners of the parent2,562¥ millionProgress 28.5%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Financial position at period-end
Total assets3,022,427¥ million
of which net assets 156,957 ¥ million
The shaded area represents net assets as a proportion of total assets. It is calculated from the two amounts reported by the company.
Segment revenue
Banking12,95081.5%
Leasing2,94918.5%
Segment profit
Banking3,37798.1%
Leasing671.9%
Outlook and shareholder returns
Full-year earnings forecast
Net Sales¥68,000 million
Operating profitNot disclosed
Ordinary income¥13,000 million
Net income¥9,000 million
Factors Behind Changes in Business Performance
政策金利引き上げを背景とした貸出金利息や預け金利息の増加、有価証券利息配当金や株式等売却益の増加。経常利益は連結業務粗利益及び株式等関係損益の増加、与信費用の減少により増加。
Disclosure regarding the going concern assumption
No applicable matters.
Impairment lossNo applicable matters.
Breakdown of extraordinary income (loss)Losses on disposal of fixed assets ¥3 million
Depreciation and amortization¥555 million
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 2025年4月1日〜2025年6月30日 |
| Net Sales | ¥17,034 million |
| Ordinary income | ¥3,799 million |
| Profit attributable to owners of the parent | ¥2,562 million |
| Total assets | ¥3,022,427 million |
| Net assets | ¥156,957 million |
| Full-year earnings forecast | Net Sales ¥68,000 million / Operating profit Not disclosed / Ordinary income ¥13,000 million / Net income ¥9,000 million |
| Segment revenue | Segment Banking / Net Sales ¥12,950 million, Segment Leasing / Net Sales ¥2,949 million |
| Segment profit | Segment Banking / Segment profit ¥3,377 million, Segment Leasing / Segment profit ¥67 million |
| Depreciation and amortization | ¥555 million |
| Impairment loss | No applicable matters. |
| Breakdown of extraordinary income (loss) | Losses on disposal of fixed assets ¥3 million |
| Disclosure regarding the going concern assumption | No applicable matters. |
| Factors Behind Changes in Business Performance | 政策金利引き上げを背景とした貸出金利息や預け金利息の増加、有価証券利息配当金や株式等売却益の増加。経常利益は連結業務粗利益及び株式等関係損益の増加、与信費用の減少により増加。 |
Items this document does not state (21)
Operating profitNet income per shareOperating MarginEquity ratioCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastAnnual Dividend ForecastPayout ratioShareholder Return PolicyRegional salesOrders received and order backlogChange in accounting policyChanges in the scope of consolidationMaterial subsequent eventsAvailability of Supplementary Financial Results MaterialsAvailability of Financial Results BriefingIssued Shares at Period-EndTreasury Shares at Period-End
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.政策金利引き上げを背景とした貸出金利息や預け金利息の増加、有価証券利息配当金や株式等売却益の増加により経常収益が増加した。経常利益は連結業務粗利益と株式等関係損益の増加、与信費用の減少により増加した。
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.