Worth reading
37Immaterial
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
787
¥ million (year-on-year increase in revenue)Wording
Conditional
How definitive the wording is.Contents of this document
Financial results presentationFiscal year ending March 2026, full year5 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Net Sales¥4,584 million+20.7%
Operating profit¥110 million
Ordinary income¥112 million
Net income¥90 million
Selling, general and administrative expenses¥773 million
Gross Profit Margin19.3%; no year-on-year change was indicated
Operating profit margin2.4%; no year-on-year change was indicated
Results for the three months of the current quarterRevenue from the financial product intermediary business was ¥1,255.0 million. The company explained that fourth-quarter revenue was a record high both on a quarterly basis and for the consolidated accounting period.
What the company explained in this material
Breakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.
Planned growth in AUM, favorable market conditions in the second half, increased revenue from the insurance agency and other businesses, an increase in IFA agreements, the consolidation and closure of offices, and higher depreciation resulting from changes in estimates for restoration costs due to rising prices
New initiatives
AIPコンサルタンツ will stop handling new insurance solicitation as of the end of March 2026 and will exit the insurance agency business after transferring its insurance contracts. IFAs wishing to solicit insurance are being encouraged to enter into a comprehensive business alliance agreement with 株式会社エフケイ. The company is promoting the transition to remote contracts, the rationalization and consolidation of existing offices, and the digital transformation of IFA support operations.Key KPIsA metric the company considers important as a management benchmark.
- Assets under mediation (AUM)¥429,738 millionYear on year against the same period last yearUp 23.9%
- Number of affiliated IFAs214 people
- AUM under intermediation per IFA¥2,008 millionYear on year against the same period last yearUp 22.1%
- Revenue from the financial product intermediary business as a percentage of AUM (ROA)1.17 %Year on year against the same period last yearUp from 0.99% in the same period of the previous year
- Percentage of remote contracts40 %
- IFA satisfaction (very satisfied and generally satisfied)80 %
Market Size / Share
The independent financial adviser share in the United States was 48.6% by number of advisers and 40.7% by assets under management (2024).Number of stores and locations
19 locations nationwide. Number of openings and closures during the period: Not disclosed| Item | Details |
|---|---|
| Document type | Financial results presentation |
| Fiscal Period Covered | Fiscal year ending March 2026, full year |
| Net Sales | ¥4,584 million (YoY +20.7%) |
| Operating profit | ¥110 million |
| Ordinary income | ¥112 million |
| Net income | ¥90 million |
| Gross Profit Margin | 19.3%; no year-on-year change was indicated |
| Operating profit margin | 2.4%; no year-on-year change was indicated |
| Selling, general and administrative expenses | ¥773 million |
| Results for the three months of the current quarter | Revenue from the financial product intermediary business was ¥1,255.0 million. The company explained that fourth-quarter revenue was a record high both on a quarterly basis and for the consolidated accounting period. |
| Breakdown of Factors Affecting the Change | Planned growth in AUM, favorable market conditions in the second half, increased revenue from the insurance agency and other businesses, an increase in IFA agreements, the consolidation and closure of offices, and higher depreciation resulting from changes in estimates for restoration costs due to rising prices |
| Key KPIs | Indicator name Assets under mediation (AUM) / Value ¥429,738 million / Year on year against the same period last year Up 23.9%, Indicator name Number of affiliated IFAs / Value 214 people / Year on year against the same period last year Not disclosed, Indicator name AUM under intermediation per IFA / Value ¥2,008 million / Year on year against the same period last year Up 22.1%, Indicator name Revenue from the financial product intermediary business as a percentage of AUM (ROA) / Value 1.17 % / Year on year against the same period last year Up from 0.99% in the same period of the previous year, Indicator name Percentage of remote contracts / Value 40 % / Year on year against the same period last year Not disclosed, Indicator name IFA satisfaction (very satisfied and generally satisfied) / Value 80 % / Year on year against the same period last year Not disclosed |
| Number of stores and locations | 19 locations nationwide. Number of openings and closures during the period: Not disclosed |
| Market Size / Share | The independent financial adviser share in the United States was 48.6% by number of advisers and 40.7% by assets under management (2024). |
| New initiatives | AIPコンサルタンツ will stop handling new insurance solicitation as of the end of March 2026 and will exit the insurance agency business after transferring its insurance contracts. IFAs wishing to solicit insurance are being encouraged to enter into a comprehensive business alliance agreement with 株式会社エフケイ. The company is promoting the transition to remote contracts, the rationalization and consolidation of existing offices, and the digital transformation of IFA support operations. |
Items this document does not state (16)
Full-year earnings forecastProgress against full-year forecastSelf-assessment against the planSegment resultsUnit price and quantity metricsNumber of employeesAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookMedium-term management plan targetsFinancial targetsAnnual DividendPayout ratioAcquisition of treasury sharesCapital expendituresOrders received and order backlogKey points of the Q&A
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The company explained that revenue and profit increased significantly because favorable market conditions in the second half contributed to the planned growth in assets under intermediation (AUM). It also cited continued revenue growth from insurance agency and other businesses, an increase in IFA agreements, and the consolidation and closure of offices.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.