Risk of Legal and Regulatory Violations, Revocation of Licenses and Approvals, and Suspension of Operations
First written in FY2021. 3 of 4 entries say "Restated". Latest entry: FY2026.
The whole theme swung hardest in 2025: 2 of 10 companies on the "Worse" side.
24 other companies' latest entry also says "Restated".
- FY2026RestatedAnnual report
「Although no event has occurred to date that has hindered the continuity of the Group's business, the Group will continue its ongoing efforts to foster compliance awareness among each employee in order to strengthen its internal compliance framework.」
The risks of legal violations, loss of licenses and permits, and business suspension, as well as the response of fostering compliance awareness, continue to be addressed. - FY2025RestatedAnnual report
「Although no event has occurred to date that has hindered the continuity of the Group's business, the Group will continue its ongoing efforts to foster compliance awareness among each employee in order to strengthen its internal compliance framework.」
The risks of legal violations, loss of licenses and permits, operational improvements and business suspension, as well as the response of strengthening the compliance framework, continue to be disclosed. - FY2023RestatedAnnual report
「Although no event has occurred to date that has hindered the continuity of the Group's business, the Group will continue its ongoing efforts to foster compliance awareness among each employee in order to strengthen its internal compliance framework.」
While disclosing risks related to laws, regulations, licenses and permits, it is stated that, as of the filing date, no event had occurred that hindered business continuity. - FY2021First statedAnnual report
「However, if the Group violates any of the laws and regulations it is required to comply with, or is suspected of doing so, this could lead to lawsuits by customers. The Group could also be requested by affiliated financial institutions or the authorities to improve its operations or suspend part of its business, and a slowdown in new solicitation activities could affect the Group's financial position and operating results.」
Registrations, licenses and permits for insurance solicitation, financial product intermediation, bank agency services, money lending, real estate and other businesses are listed. It is stated that, as of the filing date, no event had occurred that hindered business continuity.