Results for this period
Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ thousand).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Strong sales of wealth-building products, strong customer referrals from 株式会社オーネット and their monetisation, growth in fee income from the financial product intermediary business, and reductions in administrative time through the use of generative AI. In the real estate sales business, the Company avoided early sales involving lower exit prices in order to secure profit levels.
Not applicable.
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 September 2026 |
| Net Sales | ¥2,403 million (YoY +0.2%) |
| Operating profit | ¥313 million (YoY +12.2%) |
| Ordinary income | ¥317 million (YoY +9.7%) |
| Profit attributable to owners of the parent | ¥185 million (YoY +18.2%) |
| Net income per share | ¥32.35 |
| Equity ratio | End of the current fiscal period 69.2 / End of previous period 75.6 |
| Total assets | ¥5,452 million |
| Net assets | ¥3,775 million |
| Cash flows from operating activities | ¥-88,558 thousand |
| Cash flows from investing activities | ¥-168,133 thousand |
| Cash flows from financing activities | ¥214,579 thousand |
| Cash and cash equivalents at end of period | ¥1,246,257 thousand |
| Full-year earnings forecast | Net Sales ¥5,096 million (YoY -3.6%) / Operating profit ¥480 million (YoY -23.0%) / Ordinary income ¥491 million (YoY -23.0%) / Net income ¥320 million (YoY -18.7%) |
| Revision to Earnings Forecast | None |
| Annual Dividend Forecast | 69 yen → 70 yen（+1.4%） |
| Segment revenue | Financial Partners business ¥2,333,611 thousand (YoY -2.1%), Real estate sales business ¥69,506 thousand (YoY +410.3%) |
| Segment profit | Financial Partners business ¥308,758 thousand (YoY +2.9%), Real estate sales business ¥4,910 thousand |
| Depreciation and amortization | ¥29,908 thousand |
| Impairment loss | None recorded |
| Breakdown of extraordinary income (loss) | Extraordinary income Not disclosed / Extraordinary loss Loss on sale of shares of affiliates ¥1,236 thousand, Provision for allowance for doubtful accounts ¥1,274 thousand / Total extraordinary losses ¥2,510 thousand |
| Disclosure regarding the going concern assumption | Not applicable. |
| Change in accounting policy | Changes due to revisions to standards None / Other changes None / Change in accounting estimate None / Restatement None |
| Changes in the scope of consolidation | New 0 companies / Excluded 1 company (Money With株式会社) |
| Availability of Supplementary Financial Results Materials | Available |
| Availability of Financial Results Briefing | Available (for institutional investors and analysts) |
| Issued Shares at Period-End | 5,979,616 |
| Treasury Shares at Period-End | 205,249 |
| Factors Behind Changes in Business Performance | Strong sales of wealth-building products, strong customer referrals from 株式会社オーネット and their monetisation, growth in fee income from the financial product intermediary business, and reductions in administrative time through the use of generative AI. In the real estate sales business, the Company avoided early sales involving lower exit prices in order to secure profit levels. |
Items this document does not state (6)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Contributions came from strong sales of wealth-building products, strong customer referrals from 株式会社オーネット and their monetisation, growth in fee income from the financial product intermediary business, and reductions in administrative time through the use of generative AI. In the real estate sales business, the Company avoided early sales involving lower exit prices in order to secure profit levels.