Worth reading
56In focus
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
77
%Wording
Conditional
How definitive the wording is.Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPNet Sales1,269¥ millionYear on year +2.5%Progress 24.9%
Operating profit206¥ millionYear on year +77.0%Progress 42.9%
Ordinary income208¥ millionYear on year +74.5%Progress 42.4%
Net income attributable to owners of the parent137¥ millionYear on year +193.7%Progress 42.8%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥24.01
Financial position at period-end
Total assets5,321¥ million
of which net assets 3,732 ¥ millionEquity ratio 70.1%vs. prior year-end -5.5pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Segment revenueFinancial Partners business ¥1,214,026 thousand (YoY -1.6%), Real estate sales business ¥55,304 thousand
Segment profitFinancial Partners business ¥202,968 thousand (YoY +63.6%), Real estate sales business ¥3,266 thousand
Outlook and shareholder returns
Full-year earnings forecast
Net Sales¥5,096 million (YoY -3.6%)
Operating profit¥480 million (YoY -23.0%)
Ordinary income¥491 million (YoY -23.0%)
Net income¥320 million (YoY -18.7%)
Annual Dividend Forecast¥69 → ¥70
Factors Behind Changes in Business Performance
The number of new consultations remained solid, and core fee income grew mainly in the life insurance and financial product brokerage businesses because sales of asset-building products were strong. Selling, general and administrative expenses decreased from the same period of the previous year.
Disclosure regarding the going concern assumption
Not applicable.
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNew Number of companies 0 / Company name Not disclosed / Excluded Number of companies 1 / Company name Money With株式会社
Breakdown of extraordinary income (loss)Loss on sale of shares of subsidiaries and affiliates ¥1,236 thousand, Provision for allowance for doubtful accounts ¥1,750 thousand
Depreciation and amortization¥14,941 thousand
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable No / Subject person Not disclosed
Issued Shares at Period-End5,949,716 Shares
Treasury Shares at Period-End205,249 Shares
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Net Sales | ¥1,269 million (YoY +2.5%) |
| Operating profit | ¥206 million (YoY +77.0%) |
| Ordinary income | ¥208 million (YoY +74.5%) |
| Profit attributable to owners of the parent | ¥137 million (YoY +193.7%) |
| Net income per share | ¥24.01 |
| Equity ratio | End of the current fiscal period 70.1 / End of previous period 75.6 |
| Total assets | ¥5,321 million |
| Net assets | ¥3,732 million |
| Full-year earnings forecast | Net Sales ¥5,096 million (YoY -3.6%) / Operating profit ¥480 million (YoY -23.0%) / Ordinary income ¥491 million (YoY -23.0%) / Net income ¥320 million (YoY -18.7%) |
| Annual Dividend Forecast | ¥69 → ¥70 |
| Segment revenue | Financial Partners business ¥1,214,026 thousand (YoY -1.6%), Real estate sales business ¥55,304 thousand |
| Segment profit | Financial Partners business ¥202,968 thousand (YoY +63.6%), Real estate sales business ¥3,266 thousand |
| Depreciation and amortization | ¥14,941 thousand |
| Breakdown of extraordinary income (loss) | Loss on sale of shares of subsidiaries and affiliates ¥1,236 thousand, Provision for allowance for doubtful accounts ¥1,750 thousand |
| Disclosure regarding the going concern assumption | Not applicable. |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New Number of companies 0 / Company name Not disclosed / Excluded Number of companies 1 / Company name Money With株式会社 |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable No / Subject person Not disclosed |
| Issued Shares at Period-End | 5,949,716 Shares |
| Treasury Shares at Period-End | 205,249 Shares |
| Factors Behind Changes in Business Performance | The number of new consultations remained solid, and core fee income grew mainly in the life insurance and financial product brokerage businesses because sales of asset-building products were strong. Selling, general and administrative expenses decreased from the same period of the previous year. |
Items this document does not state (12)
Operating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastPayout ratioShareholder Return PolicyRegional salesOrders received and order backlogImpairment lossMaterial subsequent events
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The number of new consultations remained solid, and fee income grew mainly in the life insurance and financial product brokerage businesses, supported by strong sales of asset-building products. Selling, general and administrative expenses also decreased as a result of productivity improvements and greater operating efficiency.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.