Funding and liquidity risk arising from downgrades and deterioration in market conditions
First written in FY2021-Q3. 2 of 4 entries say "Restated". Latest entry: FY2026.
The whole theme swung hardest in 2025: 15 of 60 companies on the "Worse" side.
11 other companies' latest entry also says "Other".
- FY2026Additional funding through bond issuanceAnnual report
「Expanded risk-taking capacity through the bond issuance and capital increase for Hiroshima Bank conducted in December 2025」
In addition to its existing liquidity management policy, the Group identifies the bond issuance and capital increase for Hiroshima Bank in December 2025 as factors expanding its risk-taking capacity. - FY2022RestatedAnnual report
「The Group implements controls over investments and funding based on assumed levels of fund outflows, and maintains rigorous management through monitoring market-based funding conditions and market assessments of the Group.」
The Group continues to manage liquidity risk arising from downgrades, deteriorating market conditions and unexpected outflows of funds, together with the related management framework. - FY2021RestatedAnnual report
「The Group manages its liquidity coverage ratio (LCR) to prepare for fund outflows under short-term stress conditions.」
The Group continues to manage liquidity risk arising from downgrades, deteriorating market conditions and unexpected outflows of funds using the LCR and the stability gap. - FY2021-Q3First statedAnnual report
「If the ratings of the Company or its subsidiary Hiroshima Bank are downgraded by rating agencies, if the financial condition of Japanese banks and other financial institutions, including the Group, deteriorates, or if market conditions worsen, unexpected outflows of funds and other factors may prevent the Group from raising capital or funds, force it to conduct transactions on unfavourable terms, or prevent it from conducting certain transactions.」
Ratings, market conditions, the financial condition of financial institutions and unexpected outflows of funds are identified as factors restricting funding.