Risk of a decline in the capital adequacy ratio and falling below regulatory standards
First written in FY2021-Q3. 4 of 9 entries say "Mitigated", first in FY2024-Q2. Latest entry: 2026-08-25.
The whole theme swung hardest in 2017: 11 of 48 companies on the "Worse" side.
28 other companies' latest entry also says "Mitigated".
- 2026-08-25MitigatedType of presentation
「(1) 自己資本比率 (4)÷(5) 11.08% 0.22% 10.86%」
ひろぎんホールディングス連結の自己資本比率は2026年3月末の10.86％から2026年6月末の11.08％へ上昇し、国内基準4％を上回る水準を維持している。 - FY2026The capital adequacy ratio declined but remains above the regulatory standardAnnual report
「Consolidated capital adequacy ratio (domestic standard) 31 March 2025 11.04 31 March 2026 10.86」
The consolidated capital adequacy ratio declined from 11.04% to 10.86%, but remains above the domestic standard of 4%. - FY2026-H1MitigatedAnnual report
「Consolidated capital adequacy ratio (domestic standard) 30 September 2024 11.24 30 September 2025 11.37」
The consolidated capital adequacy ratio rose from 11.24% in the same period of the previous year to 11.37%, maintaining a level above the domestic standard. - FY2025-H1MitigatedAnnual report
「Consolidated capital adequacy ratio (domestic standard) (Unit: ¥100 million, %) 30 September 2023 30 September 2024 1. Consolidated capital adequacy ratio (2/3) 11.22 11.24」
The consolidated capital adequacy ratio rose from 11.22% in the same period of the previous year to 11.24%, maintaining a level above the domestic standard. - FY2024The capital adequacy ratio declined but remains above the regulatory standardAnnual report
「Consolidated capital adequacy ratio (domestic standard) (Unit: ¥100 million, %) 31 March 2023 31 March 2024 1. Consolidated capital adequacy ratio (2/3) 11.78 11.04」
The consolidated capital adequacy ratio declined from 11.78% in the previous year to 11.04%, but remains above the domestic standard of 4%. - FY2024-Q2MitigatedAnnual report
「Consolidated capital adequacy ratio (domestic standard) (Unit: ¥100 million, %) 30 September 2022 30 September 2023 1. Consolidated capital adequacy ratio (2/3) 10.59 11.27」
The consolidated capital adequacy ratio rose from 10.59% in the same period of the previous year to 11.27%. The risk indicator for the capital adequacy ratio under the domestic standard has improved. - FY2022RestatedAnnual report
「The Group's capital adequacy ratio may be affected by the following factors.」
The Group continues to face the risk of a decline in the capital adequacy ratio due to falling securities values, an increase in non-performing loans, and changes in regulations and calculation methods, while maintaining the domestic standard of 4%. The consolidated capital adequacy ratio is 10.37%. - FY2021RestatedAnnual report
「If the Group's capital adequacy ratio falls below the required level, it will be subject to various orders from the Commissioner of the Financial Services Agency, including orders to suspend all or part of its business.」
While continuing to disclose the risk of the capital adequacy ratio falling below the domestic standard of 4%, the consolidated capital adequacy ratio for the current period is 10.60%. - FY2021-Q3First statedAnnual report
「As the Group has no overseas business offices, it is required to maintain the domestic standard of 4% for the consolidated capital adequacy ratio of the Company, as well as the consolidated and non-consolidated capital adequacy ratios of its subsidiary Hiroshima Bank.」
The Group identifies the securities portfolio, non-performing loans, and changes in regulations and calculation methods as factors affecting the capital adequacy ratio.