Results for this period
First quarter1 July 2026–30 September 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Amid rising demand for compliance with the revised Insurance Business Act, customer visits and contracts increased in the Insurance Clinic business, while profits were pressured by upfront investments in hiring, employee development and MRR expansion, as well as higher store-related and personnel expenses.
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| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 July 2026–30 September 2026 |
| Net Sales | ¥2,719 million (YoY +5.8%) |
| Operating profit | ¥-18 million |
| Ordinary income | ¥-12 million |
| Profit attributable to owners of the parent | ¥-31 million |
| Net income per share | Negative ¥3.80 |
| Equity ratio | End of the current fiscal period 62.8 / End of previous period 60.8 |
| Total assets | ¥5,952 million |
| Net assets | ¥3,814 million |
| Full-year earnings forecast | Net Sales ¥12,556 million (YoY +14.5%) / Operating profit ¥812 million (YoY +15.6%) / Ordinary income ¥814 million (YoY +14.4%) / Net income ¥444 million (YoY +13.2%) |
| Annual Dividend Forecast | 32 yen → 32 yen（0.0%） |
| Segment revenue | Hoken Clinic business ¥1,512 million (YoY +16.5%), FA business ¥559 million (YoY -1.0%), Solutions Business ¥292 million (YoY -11.3%), Systems Business ¥458 million (YoY -2.1%) |
| Segment profit | Hoken Clinic business ¥228 million (YoY +45.5%), FA business ¥-27 million, Solutions Business ¥66 million (YoY -31.3%), Systems Business ¥-52 million |
| Depreciation and amortization | ¥113 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Not disclosed / Extraordinary loss Office relocation expenses ¥14 million |
| Disclosure regarding the going concern assumption | None |
| Change in accounting policy | Changes due to revisions to standards None / Other changes None / Change in accounting estimate None / Restatement None |
| Changes in the scope of consolidation | Material changes None / New Not disclosed / Excluded Not disclosed |
| Material subsequent events | None |
| Availability of Supplementary Financial Results Materials | Available |
| Availability of Financial Results Briefing | None |
| Issued Shares at Period-End | 8,708,000 |
| Treasury Shares at Period-End | 530,667 |
| Factors Behind Changes in Business Performance | Amid rising demand for compliance with the revised Insurance Business Act, customer visits and contracts increased in the Insurance Clinic business, while profits were pressured by upfront investments in hiring, employee development and MRR expansion, as well as higher store-related and personnel expenses. |
Items this document does not state (11)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The company made upfront investments to strengthen hiring and employee development and expand MRR. In the Insurance Clinic business, land and lease expenses increased as the number of stores grew, while personnel expenses rose due to intensified hiring. In the FA business, personnel expenses increased substantially due to new hires. In the Systems business, the company is expanding its development and sales teams.