Results for this period
Third quarter1 July 2025 to 31 March 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
The Insurance Clinic business posted higher sales and profit due to an increase in the number of stores from new openings and the acquisition of businesses, as well as increases in customer visits and contracts secured. The FA business performed well, supported by measures including increased recruitment. The Solutions business posted lower profit as MRR from insurance companies declined due in part to the termination of a contract with one major customer. The Systems business posted higher sales and profit as license revenue and recurring revenue from maintenance and operations increased.
None ("There are no applicable matters.")
| Item | Details |
|---|---|
| Fiscal Period Classification | Third quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 July 2025 to 31 March 2026 |
| Net Sales | ¥8,100 million (YoY +19.4%) |
| Operating profit | ¥531 million (YoY +6.2%) |
| Ordinary income | ¥538 million (YoY +6.0%) |
| Profit attributable to owners of the parent | ¥288 million (YoY -3.1%) |
| Net income per share | ¥35.32 |
| Equity ratio | End of the current fiscal period 62.9 / End of previous period 64.2 |
| Total assets | ¥6,031 million |
| Net assets | ¥3,877 million |
| Full-year earnings forecast | Net Sales ¥11,288 million (YoY +19.8%) / Operating profit ¥844 million (YoY +13.9%) / Ordinary income ¥848 million (YoY +12.7%) / Profit attributable to owners of the parent ¥507 million (YoY +16.4%) |
| Revision to Earnings Forecast | No |
| Annual Dividend Forecast | ¥30 → ¥32（+6.7%） |
| Segment revenue | Hoken Clinic business ¥4,239,204 thousand (YoY +20.1%), FA business ¥1,664,507 thousand (YoY +27.8%), Solutions Business ¥1,028,342 thousand (YoY +2.8%), Systems Business ¥1,168,577 thousand (YoY +18.7%) |
| Segment profit | Hoken Clinic business ¥645,672 thousand (YoY +9.0%), FA business ¥54,268 thousand, Solutions Business ¥253,210 thousand (YoY -25.1%), Systems Business ¥140,339 thousand (YoY +7.4%) |
| Depreciation and amortization | ¥294,959 thousand |
| Breakdown of extraordinary income (loss) | Extraordinary income Not disclosed / Extraordinary loss Loss on Disposal of Fixed Assets ¥1,604 thousand, Impairment Loss on Investment Securities ¥9,899 thousand, Loss on cancellation of lease agreements ¥13,702 thousand |
| Disclosure regarding the going concern assumption | None ("There are no applicable matters.") |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New Number of companies 0 / Company name Not disclosed / Excluded Number of companies 0 / Company name Not disclosed |
| Material subsequent events | No applicable matters. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | None (対象者：Not disclosed) |
| Issued Shares at Period-End | 8,708,000 Shares |
| Treasury Shares at Period-End | 530,667 Shares |
| Factors Behind Changes in Business Performance | The Insurance Clinic business posted higher sales and profit due to an increase in the number of stores from new openings and the acquisition of businesses, as well as increases in customer visits and contracts secured. The FA business performed well, supported by measures including increased recruitment. The Solutions business posted lower profit as MRR from insurance companies declined due in part to the termination of a contract with one major customer. The Systems business posted higher sales and profit as license revenue and recurring revenue from maintenance and operations increased. |
Items this document does not state (10)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.In the Insurance Clinic business, the number of stores, customer visits and contracts secured increased, while the FA business also performed well. In the Systems business, license revenue from product services and recurring revenue from maintenance and operations increased. Meanwhile, profit in the Solutions business declined due in part to the termination of a contract with one major customer, while personnel expenses, rent and marketing expenses increased in the Insurance Clinic business.