Worth reading
35Immaterial
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
3941
Millions of yenWording
Conditional
How definitive the wording is.Results for this period
Interim period (second quarter)1 April 2026–30 September 2026ConsolidatedJapanese GAAPOrdinary income11,709Millions of yenYear on year +50.7%Progress 47.8%
Net income attributable to owners of the parent8,168Millions of yenYear on year +44.0%Progress 48.0%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥78.60
Financial position at period-end
Total assets4,626,670Millions of yen
of which net assets 228,335 Millions of yenEquity ratio 4.9%vs. prior year-end -0.1pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income24,500 Millions of yen (YoY +47.2%)
Net income17,000 Millions of yen (YoY +37.7%)
Annual Dividend Forecast36 Yen → 50 Yen（+38.9%）
Payout ratio30.5%
Shareholder Return PolicyProvide shareholder returns based on a dividend payout ratio of approximately 30% of net income attributable to owners of the parent while maintaining a stable dividend of ¥18.
Factors Behind Changes in Business Performance
Increase in interest on loans, increase in gains and losses related to shares and other securities, and increase in interest on deposits. The increases or decreases were primarily attributable to increases or decreases at the consolidated subsidiary The San ju San Bank.
Disclosure regarding the going concern assumption
No applicable matters
Change in accounting policy
基準改正に伴う変更 Noneそれ以外の変更 None見積りの変更 None修正再表示 None
Changes in the scope of consolidation0 new companies, 0 excluded companies, company names: Not disclosed
Material subsequent eventsAt a meeting of the Board of Directors held on 13 November 2026, the Company resolved to pay an interim dividend of ¥22 per share, with 30 September 2026 as the record date.
Impairment loss¥26 million (assets subject to impairment: Not disclosed)
Breakdown of extraordinary income (loss)Extraordinary income Gain on disposal of fixed assets 2 Millions of yen / Extraordinary loss Loss on disposal of non-current assets 33 Millions of yen, Impairment Losses 26 Millions of yen
Availability of Supplementary Financial Results MaterialsAvailable
Availability of Financial Results BriefingHeld (for institutional investors and analysts)
Issued Shares at Period-End104,670,340 shares
Treasury Shares at Period-End788,701 shares
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026–30 September 2026 |
| Ordinary income | 11,709 Millions of yen (YoY +50.7%) |
| Profit attributable to owners of the parent | 8,168 Millions of yen (YoY +44.0%) |
| Net income per share | ¥78.60 |
| Equity ratio | End of the current fiscal period 4.9% / End of previous period 5.0% |
| Total assets | 4,626,670 Millions of yen |
| Net assets | 228,335 Millions of yen |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income 24,500 Millions of yen (YoY +47.2%) / Net income 17,000 Millions of yen (YoY +37.7%) |
| Annual Dividend Forecast | 36 Yen → 50 Yen（+38.9%） |
| Payout ratio | 30.5% |
| Shareholder Return Policy | Provide shareholder returns based on a dividend payout ratio of approximately 30% of net income attributable to owners of the parent while maintaining a stable dividend of ¥18. |
| Impairment loss | ¥26 million (assets subject to impairment: Not disclosed) |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets 2 Millions of yen / Extraordinary loss Loss on disposal of non-current assets 33 Millions of yen, Impairment Losses 26 Millions of yen |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards None / Other changes None / Change in accounting estimate None / Restatement None |
| Changes in the scope of consolidation | 0 new companies, 0 excluded companies, company names: Not disclosed |
| Material subsequent events | At a meeting of the Board of Directors held on 13 November 2026, the Company resolved to pay an interim dividend of ¥22 per share, with 30 September 2026 as the record date. |
| Availability of Supplementary Financial Results Materials | Available |
| Availability of Financial Results Briefing | Held (for institutional investors and analysts) |
| Issued Shares at Period-End | 104,670,340 shares |
| Treasury Shares at Period-End | 788,701 shares |
| Factors Behind Changes in Business Performance | Increase in interest on loans, increase in gains and losses related to shares and other securities, and increase in interest on deposits. The increases or decreases were primarily attributable to increases or decreases at the consolidated subsidiary The San ju San Bank. |
Items this document does not state (13)
Net SalesOperating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastSegment revenueSegment profitRegional salesOrders received and order backlogDepreciation and amortization
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary income increased mainly because interest on loans increased, while ordinary profit increased mainly because gains and losses related to shares and other securities increased. Ordinary expenses also increased, mainly because interest on deposits increased.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.