Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Ordinary revenue increased mainly because interest on loans increased, while ordinary expenses increased mainly because the provision for allowance for doubtful accounts increased. As a result, ordinary profit decreased by ¥383 million year on year, and profit attributable to owners of the parent decreased by ¥347 million year on year.
No applicable matters
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Ordinary income | ¥3,380 million (YoY -10.2%) |
| Profit attributable to owners of the parent | ¥2,442 million (YoY -12.4%) |
| Net income per share | ¥23.49 |
| Equity ratio | End of the current fiscal period 5 / End of previous period 5 |
| Total assets | ¥4,637,939 million |
| Net assets | ¥232,632 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥21,400 million (YoY +28.6%) / Net income ¥15,000 million (YoY +21.5%) |
| Revision to Earnings Forecast | Not disclosed → Not disclosed |
| Annual Dividend Forecast | ¥144 → ¥44（not_comparable） |
| Segment revenue | Banking ¥23,075 million (YoY +24.8%) / Leasing ¥5,830 million (YoY +54.2%) / Other (outside reportable segments) ¥4,380 million (YoY +85.8%) |
| Segment profit | Banking ¥3,954 million (YoY -10.4%) / Leasing ¥72 million (YoY +166.7%) / Other (outside reportable segments) ¥3,707 million (YoY +107.8%) |
| Depreciation and amortization | ¥938 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets ¥2 million / Extraordinary loss Losses on disposal of fixed assets ¥21 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | No additions or exclusions (no material changes) |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | No |
| Issued Shares at Period-End | 104,670,340 Shares |
| Treasury Shares at Period-End | 884,752 Shares |
| Factors Behind Changes in Business Performance | Ordinary revenue increased mainly because interest on loans increased, while ordinary expenses increased mainly because the provision for allowance for doubtful accounts increased. As a result, ordinary profit decreased by ¥383 million year on year, and profit attributable to owners of the parent decreased by ¥347 million year on year. |
Items this document does not state (13)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary revenue increased mainly because interest on loans increased. Ordinary expenses increased mainly because the provision for allowance for doubtful accounts increased, resulting in decreases in ordinary profit and profit attributable to owners of the parent.