Revised forecast
Fiscal year ending March 2027 · Cumulative second quarter and full yearThe bar length represents the relative magnitude of change, based on the item that changed the most in this document.
No specific reason for the earnings forecast for the fiscal year ending March 2027 was provided. For the results for the fiscal year ending March 2026, ordinary income increased mainly due to higher interest income on loans, while gains and losses related to stocks and other securities also improved in addition to the increase in consolidated gross profit.
Extraordinary loss of ¥418 million, comprising ¥261 million in loss on disposal of fixed assets, ¥156 million in impairment loss, and ¥0 million in loss related to step acquisitions.
| Item | Details |
|---|---|
| Ordinary income | Not disclosed → 2Q cumulative 9,600 / Full year 21,400（2Q cumulative 23.6% (versus the fiscal period ended September 2025) / Full year 28.6% (versus the fiscal year ending March 2026)） |
| Profit attributable to owners of the parent | Not disclosed → 2Q cumulative 6,800 / Full year 15,000（2Q cumulative 19.8% (versus the fiscal period ended September 2025) / Full year 21.5% (versus the fiscal year ending March 2026)） |
| Net income per share | Not disclosed → 2Q cumulative 65.34 / Full year 144.14 |
| Fiscal Period Covered | Fiscal year ending March 2027 |
| Period Covered | Cumulative second quarter and full year |
| Previous-period results | Results for the fiscal period ended September 2025: ordinary profit of ¥7,768 million and net income attributable to owners of the parent of ¥5,674 million. Results for the fiscal year ending March 2026: ordinary profit of ¥16,647 million, net income attributable to owners of the parent of ¥12,349 million, and earnings per share of ¥118.61. |
| Reason for the revision | No specific reason for the earnings forecast for the fiscal year ending March 2027 was provided. For the results for the fiscal year ending March 2026, ordinary income increased mainly due to higher interest income on loans, while gains and losses related to stocks and other securities also improved in addition to the increase in consolidated gross profit. |
| Details and amount of extraordinary loss | Extraordinary loss of ¥418 million, comprising ¥261 million in loss on disposal of fixed assets, ¥156 million in impairment loss, and ¥0 million in loss related to step acquisitions. |
| Dividend forecast revision | The year-end dividend forecast for the fiscal year ending March 2026 was increased by ¥16 from ¥64 to ¥80 per share, bringing the annual dividend to ¥144 per share. For the fiscal year ending March 2027, an annual dividend of ¥44 per share is planned, comprising an interim dividend of ¥22 and a year-end dividend of ¥22. |
| Consolidated / non-consolidated | Consolidated |
Items this document does not state (3)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.For the fiscal year ending March 2026, ordinary income increased mainly due to higher interest income on loans, while ordinary expenses also increased, mainly due to higher interest expense on deposits. In addition to an increase in consolidated gross profit, gains and losses related to stocks and other securities improved. No specific basis for calculating the earnings forecasts for the fiscal year ending March 2027 was provided.