Financial covenants under borrowing agreements
First written in FY2018-Q3. 5 of 9 entries say "Restated". Latest entry: FY2026.
18 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「各年度の決算期の末日における単体の貸借対照表上の純資産の部の金額を当該決算期の直前の決算期の末日における単体の貸借対照表上の純資産の部の金額の80％以上に維持すること。」
従来のSBIアルヒの条項に加え、SBIエステートファイナンスの借入について、単体純資産80％以上の維持及び営業損失を計上しないことを条件として開示している。条項は遵守していると説明している。 - FY2025財務制限条項の基準契約を更新Annual report
「2024年９月第２四半期以降、各年度の決算期の末日及び第２四半期の末日における連結の財政状態計算書上の資本合計の金額を2024年３月決算期末日における連結の財政状態計算書上の資本合計の金額の75％及び直前の決算期末日または第２四半期の末日における連結の財政状態計算書上の資本合計の金額の75％のいずれか高い方の金額以上に維持すること。」
新タームローン契約に対応し、基準日を2024年3月期末、指標を連結資本合計とする財務制限条項へ記載が更新された。条項は遵守していると説明している。 - FY2024RestatedAnnual report
「当社グループはこの条項を遵守しております。」
連結純資産75％維持及び連結営業損益の2期連続損失回避という財務制限条項を継続開示し、遵守していると説明している。 - FY2022RestatedAnnual report
「At each fiscal year-end and second-quarter end from the fiscal year ending March 2018 onward, consolidated net assets must be maintained at or above the higher of 75% of consolidated net assets at the end of the fiscal year ended March 2017 and 75% of consolidated net assets at the immediately preceding fiscal year-end or second-quarter end.」
The Company continues to maintain covenants requiring consolidated net assets at 75% and avoidance of consolidated operating losses for 2 consecutive fiscal periods. - FY2021RestatedAnnual report
「Consolidated net assets must be maintained at or above the higher of 75% of consolidated net assets at the end of the fiscal year ended March 2017 and 75% of consolidated net assets at the immediately preceding fiscal year-end or second-quarter end.」
The Company continues to maintain covenants requiring consolidated net assets at 75% and avoidance of consolidated operating losses for 2 consecutive fiscal periods. - FY2020RestatedAnnual report
「At each fiscal year-end and second-quarter end from the fiscal year ending March 2018 onward, consolidated net assets must be maintained at or above the higher of 75% of consolidated net assets at the end of the fiscal year ended March 2017 and 75% of consolidated net assets at the immediately preceding fiscal year-end or second-quarter end.」
The Company continues to maintain covenants requiring consolidated net assets at 75% and avoidance of consolidated operating losses for 2 consecutive fiscal periods. - FY2019RestatedAnnual report
「Consolidated net assets must be maintained at or above the higher of 75% of consolidated net assets at the end of the fiscal year ended March 2017 and 75% of consolidated net assets at the immediately preceding fiscal year-end or second-quarter end.」
The Company continues to maintain covenants requiring consolidated net assets at 75% and avoidance of consolidated operating losses for 2 consecutive fiscal periods. - FY2018ReframedAnnual report
「At each fiscal year-end and second-quarter end from the fiscal year ending March 2018 onward, consolidated net assets must be maintained at or above the higher of 75% of consolidated net assets at the end of the fiscal year ended March 2017 and 75% of consolidated net assets at the immediately preceding fiscal year-end or second-quarter end.」
The covenants were organized around maintaining consolidated net assets at 75% and avoiding consolidated operating losses for 2 consecutive fiscal periods, rather than the leverage ratio and debt service coverage ratio previously disclosed. - FY2018-Q3First statedAnnual report
「At each fiscal year-end and second-quarter end from the fiscal year ending March 2018 onward, consolidated net assets must be maintained at or above the higher of 75% of consolidated net assets at the end of the fiscal year ended March 2017 and 75% of consolidated net assets at the immediately preceding fiscal year-end or second-quarter end.」
The financial covenants require the maintenance of consolidated net assets and prohibit consolidated operating losses for 2 consecutive fiscal periods.