Revised forecast
Fiscal year ending March 2027 · Full yearThe bar length represents the relative magnitude of change, based on the item that changed the most in this document.
Although housing prices are expected to remain high, housing demand is expected to remain resilient and the Flat 35 market is expected to continue expanding, driven by the trend toward seeking homes suited to each life stage, rising rent levels and a shift in demand toward fixed-rate loans in anticipation of further interest rate increases. Based on this outlook, the company will promote the capture of Flat 35 business, the buildup of recurring revenue and collaboration within the group.
Impairment loss: ¥107 million (fiscal year ended March 2026)
| Item | Details |
|---|---|
| Net Sales | Not disclosed → ¥28,000 million（11.6% (year-on-year)） |
| Profit attributable to owners of the parent | Not disclosed → ¥2,080 million（15.4% (year-on-year)） |
| Net income per share | Not disclosed → 46.85 yen and sen |
| Fiscal Period Covered | Fiscal year ending March 2027 |
| Period Covered | Full year |
| Previous-period results | Operating revenue: ¥25,086 million; profit before tax: ¥2,779 million; profit for the year: ¥1,779 million; profit for the year attributable to owners of the parent: ¥1,802 million; basic earnings per share: ¥40.59 |
| Reason for the revision | Although housing prices are expected to remain high, housing demand is expected to remain resilient and the Flat 35 market is expected to continue expanding, driven by the trend toward seeking homes suited to each life stage, rising rent levels and a shift in demand toward fixed-rate loans in anticipation of further interest rate increases. Based on this outlook, the company will promote the capture of Flat 35 business, the buildup of recurring revenue and collaboration within the group. |
| Details and amount of extraordinary loss | Impairment loss: ¥107 million (fiscal year ended March 2026) |
| Dividend forecast revision | The company plans to pay an interim dividend of ¥20 and a year-end dividend of ¥20, for a total of ¥40, in the next fiscal year. Whether the dividend forecast has been revised: Not disclosed. |
| Consolidated / non-consolidated | Consolidated (individual results provided for reference) |
Items this document does not state (3)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.For the fiscal year ended March 2026, operating revenue increased due to an increase in the number of loans executed under Flat 35, higher servicing fee revenue and insurance-related revenue, among other factors. Profit for the year declined due to the reversal of a temporary reduction in income tax expense in the previous fiscal year resulting from the group reorganization and other factors. For the fiscal year ending March 2027, the company plans to capture more Flat 35 business, build up recurring revenue and strengthen collaboration within the group, based on an expected shift in demand toward fixed-rate loans and resilient housing demand.