Revised forecast
Fiscal year ending March 2026 · Full yearThe number of loans originated increased due to a shift in demand toward fixed-rate products, among other factors, while revenue from servicing fees and other sources, interest income from real estate-backed loans and other products, and revenue from property sales also increased. Meanwhile, finance costs due to higher funding rates, costs related to property sales, and costs related to becoming a wholly owned subsidiary and M&A increased. Profit for the period attributable to owners of the parent declined as a reaction to a temporary decrease in income tax expense in the previous fiscal year.
| Item | Details |
|---|---|
| Fiscal Period Covered | Fiscal year ending March 2026 |
| Period Covered | Full year |
| Previous-period results | Operating revenue: ¥22,292 million; profit before tax: ¥2,427 million; profit for the period attributable to owners of the parent: ¥1,904 million; basic earnings per share: ¥42.98 |
| Reason for the revision | The number of loans originated increased due to a shift in demand toward fixed-rate products, among other factors, while revenue from servicing fees and other sources, interest income from real estate-backed loans and other products, and revenue from property sales also increased. Meanwhile, finance costs due to higher funding rates, costs related to property sales, and costs related to becoming a wholly owned subsidiary and M&A increased. Profit for the period attributable to owners of the parent declined as a reaction to a temporary decrease in income tax expense in the previous fiscal year. |
| Consolidated / non-consolidated | Consolidated |
Items this document does not state (8)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The number of loans originated under Flat 35 increased due to a shift in demand toward fixed-rate products, among other factors, and revenue from servicing fees, insurance and rent guarantees, and real estate-backed loans also increased. Meanwhile, finance costs rose due to higher funding rates, and costs related to property sales, the acquisition of 優良住宅ローン as a wholly owned subsidiary, and M&A were incurred. Profit for the period attributable to owners of the parent declined as a reaction to a temporary decrease in income tax expense in the previous fiscal year.