Securing borrowing capacity through overdraft facilities with relationship banks
First written in FY2020-Q2. 6 of 22 entries say "Advanced", first in FY2021-Q3. Latest entry: FY2027-H1.
- FY2027-H1More relationship banks, lower overdraft facility limitAnnual report
「In relation to borrowings, the Company has entered into overdraft agreements with 7 relationship banks, compared with 6 in the previous consolidated fiscal year. The undrawn balances under these agreements are as follows.」
The number of relationship banks under overdraft agreements increased from 6 to 7. Meanwhile, the overdraft facility limit decreased from ¥3.3 billion to ¥3.2 billion, and the undrawn balance increased from ¥2.403396 billion to ¥2.407557 billion. - FY2026More relationship banks, but lower undrawn capacityAnnual report
「With respect to borrowings, the Company has entered into overdraft agreements with 6 transaction banks (5 in the previous consolidated fiscal year). The undrawn balances at the end of the consolidated fiscal years under these agreements were as follows.」
The number of transaction banks under the overdraft agreements increased from 5 to 6. While the limit was maintained at ¥33.0 billion, the drawn balance was ¥896.604 million and the undrawn balance was ¥2,403.396 billion, representing a decrease from the end of the previous fiscal year. - FY2026-H1Overdraft limit maintained; undrawn balance increasedAnnual report
「Overdraft limit, ¥33,000,000 thousand; drawn balance, ¥6,572,020 thousand; undrawn balance, ¥26,427,980 thousand」
While maintaining the ¥33.0 billion overdraft limit with 5 transaction banks, the drawn balance declined, and the undrawn balance increased from ¥26,063,530 thousand at the end of the previous fiscal year to ¥26,427,980 thousand. - FY2025-H1Overdraft limit maintained; undrawn balance increasedAnnual report
「Overdraft limit, ¥33,000,000 thousand; drawn balance, ¥6,503,580 thousand; undrawn balance, ¥26,496,420 thousand」
While maintaining the ¥33.0 billion overdraft limit with 5 transaction banks, the drawn balance declined from ¥762.788 million at the end of the previous fiscal year to ¥650.358 million, and the undrawn balance increased from ¥2,537.212 billion to ¥2,649.642 billion. - FY2024After expansion of the overdraft limit; drawn balance decreasedAnnual report
「Overdraft limit, ¥33,000,000 thousand; drawn balance, ¥7,627,880 thousand; undrawn balance, ¥25,372,120 thousand」
The overdraft limit with 5 transaction banks expanded from ¥32.0 billion in the previous fiscal year to ¥33.0 billion, the drawn balance declined from ¥914.624 million to ¥762.788 million, and the undrawn balance was ¥2,537.212 billion. - FY2024-Q3Overdraft limit maintained; drawn balance decreasedAnnual report
「Previous fiscal year (31 March 2023): overdraft limit, ¥32,000,000 thousand; drawn balance, ¥9,146,240 thousand; undrawn balance, ¥22,853,760 thousand. Third quarter of the current fiscal year (31 December 2023): overdraft limit, ¥33,000,000 thousand; drawn balance, ¥9,853,670 thousand; undrawn balance, ¥23,146,330 thousand.」
For the overdraft agreements with 5 transaction banks, the ¥33,000,000 thousand limit was maintained. The drawn balance declined from the end of the second quarter, while the undrawn balance increased to ¥23,146,330 thousand. - FY2024-Q2Overdraft limit maintained; drawn balance increasedAnnual report
「Previous fiscal year (31 March 2023): overdraft limit, ¥32,000,000 thousand; drawn balance, ¥9,146,240 thousand; undrawn balance, ¥22,853,760 thousand. Second quarter of the current fiscal year (30 September 2023): overdraft limit, ¥33,000,000 thousand; drawn balance, ¥9,896,730 thousand; undrawn balance, ¥23,103,270 thousand.」
For the overdraft agreements with 5 transaction banks, the ¥33,000,000 thousand limit was maintained, the drawn balance increased by ¥750,490 thousand, and the undrawn balance was ¥23,103,270 thousand. - FY2024-Q1AdvancedAnnual report
「The undrawn balances under these agreements were as follows: previous fiscal year (31 March 2023): overdraft limit, ¥32,000,000 thousand; drawn balance, ¥9,146,240 thousand; undrawn balance, ¥22,853,760 thousand. First quarter of the current fiscal year (30 June 2023): overdraft limit, ¥33,000,000 thousand; drawn balance, ¥11,501,180 thousand; undrawn balance, ¥21,498,820 thousand.」
While maintaining overdraft agreements with 5 transaction banks, the Company increased the limit from ¥32.0 billion to ¥33.0 billion. The drawn balance was ¥1,151.18 billion and the undrawn balance was ¥2,149.882 billion. - FY2023AdvancedAnnual report
「*3 With respect to borrowings, the Company has entered into overdraft agreements with 5 transaction banks (4 in the previous consolidated fiscal year). The undrawn balances at the end of the consolidated fiscal years under these agreements were as follows: previous fiscal year (31 March 2022): overdraft limit, ¥31,000,000 thousand; drawn balance, ¥10,180,500 thousand; undrawn balance, ¥20,819,500 thousand. Current fiscal year (31 March 2023): overdraft limit, ¥32,000,000 thousand; drawn balance, ¥9,146,240 thousand; undrawn balance, ¥22,853,760 thousand.」
The number of transaction banks under the overdraft agreements increased from 4 to 5, and the limit expanded from ¥31.0 billion to ¥32.0 billion. The undrawn balance was ¥2,285.376 billion. - FY2023-Q3Higher undrawn borrowingsAnnual report
「The undrawn balances under these agreements were as follows: previous fiscal year (31 March 2022): overdraft limit, ¥31,000,000 thousand; drawn balance, ¥10,180,500 thousand; undrawn balance, ¥20,819,500 thousand. Third quarter of the current fiscal year (31 December 2022): overdraft limit, ¥31,000,000 thousand; drawn balance, ¥9,133,510 thousand; undrawn balance, ¥21,866,490 thousand.」
While the ¥31.0 billion overdraft limit with 4 transaction banks was maintained, the drawn balance declined and the undrawn balance increased from ¥2,081.95 million to ¥2,186.649 million. - FY2023-Q2Higher undrawn borrowingsAnnual report
「The undrawn balances under these agreements are as follows. Previous consolidated fiscal year (31 March 2022): overdraft limit of ¥31,000 million, drawn borrowings of ¥10,180.5 million and undrawn borrowings of ¥20,819.5 million. Second quarter of the current consolidated fiscal year (30 September 2022): overdraft limit of ¥31,000 million, drawn borrowings of ¥9,154.47 million and undrawn borrowings of ¥21,845.53 million.」
While the overdraft limit was maintained at ¥31.0 billion, the drawn balance declined and the undrawn balance increased from ¥2,081.95 million to ¥2,184.553 million. - FY2023-Q1Higher undrawn borrowingsAnnual report
「The undrawn balances under these agreements are as follows. Previous consolidated fiscal year (31 March 2022): overdraft limit of ¥31,000 million, drawn borrowings of ¥10,180.5 million and undrawn borrowings of ¥20,819.5 million. First quarter of the current consolidated fiscal year (30 June 2022): overdraft limit of ¥31,000 million, drawn borrowings of ¥9,415.8 million and undrawn borrowings of ¥21,584.2 million.」
The overdraft limit of ¥31.0 billion with 4 relationship banks was maintained, while drawn borrowings decreased and undrawn borrowings increased from ¥20.8195 billion to ¥21.5842 billion. - FY2022AdvancedAnnual report
「※3 In connection with its borrowings, the company has entered into overdraft agreements with 4 relationship banks. The undrawn balances at the end of the consolidated fiscal year under these agreements are as follows. Previous consolidated fiscal year (31 March 2021): overdraft limit of ¥28,500 million, drawn borrowings of ¥9,239.72 million and undrawn borrowings of ¥19,260.28 million. Current consolidated fiscal year (31 March 2022): overdraft limit of ¥31,000 million, drawn borrowings of ¥10,180.5 million and undrawn borrowings of ¥20,819.5 million.」
The company maintained its agreements with 4 relationship banks, while increasing the overdraft limit from ¥28.5 billion to ¥31.0 billion and bringing undrawn borrowings to ¥20.8195 billion. - FY2022-Q3AdvancedAnnual report
「Previous consolidated fiscal year (31 March 2021): overdraft limit of ¥28,500 million, drawn borrowings of ¥9,239.72 million and undrawn borrowings of ¥19,260.28 million. Third quarter of the current consolidated fiscal year (31 December 2021): overdraft limit of ¥29,500 million, drawn borrowings of ¥9,842.79 million and undrawn borrowings of ¥19,657.21 million.」
The company maintained its agreements with 4 relationship banks, while increasing the overdraft limit from ¥28.5 billion to ¥29.5 billion and increasing drawn borrowings. - FY2022-Q2Increase in drawn balance and decrease in undrawn balanceAnnual report
「The undrawn balances under these agreements are as follows. Previous consolidated fiscal year (31 March 2021): overdraft limit of ¥28,500 million, drawn borrowings of ¥9,239.72 million and undrawn borrowings of ¥19,260.28 million. Second quarter of the current consolidated fiscal year (30 September 2021): overdraft limit of ¥28,500 million, drawn borrowings of ¥9,893.83 million and undrawn borrowings of ¥18,606.17 million.」
The overdraft limit of ¥28.5 billion with 4 relationship banks was maintained, while drawn borrowings increased and undrawn borrowings decreased. - FY2021AdvancedAnnual report
「The undrawn balances at the end of the consolidated fiscal year under these agreements are as follows. Previous consolidated fiscal year (31 March 2020): overdraft limit of ¥18,500 million, drawn borrowings of ¥7,789.58 million and undrawn borrowings of ¥10,710.42 million. Current consolidated fiscal year (31 March 2021): overdraft limit of ¥28,500 million, drawn borrowings of ¥9,239.72 million and undrawn borrowings of ¥19,260.28 million.」
The company maintained its agreements with 4 relationship banks, while increasing the overdraft limit from ¥18.5 billion to ¥28.5 billion and bringing undrawn borrowings to ¥19.26028 billion. - FY2021-Q3AdvancedAnnual report
「The company has entered into overdraft agreements with 4 relationship banks in connection with its borrowings. The undrawn balances under these agreements are as follows. Previous consolidated fiscal year (31 March 2020): overdraft limit of ¥18,500 million, drawn borrowings of ¥7,789.58 million and undrawn borrowings of ¥10,710.42 million. Third quarter of the current consolidated fiscal year (31 December 2020): overdraft limit of ¥28,500 million, drawn borrowings of ¥7,722.92 million and undrawn borrowings of ¥20,777.08 million.」
The company maintained its agreements with 4 relationship banks, while the overdraft limit increased from ¥18,500 million to ¥28,500 million and undrawn borrowings reached ¥20,777.08 million. - FY2021-Q2Lower drawn borrowings and higher undrawn borrowingsAnnual report
「The undrawn balances under these agreements are as follows.」
The 4 relationship banks and the overdraft limit of ¥18,500 million were maintained, while drawn borrowings decreased from ¥7,789.58 million at the end of the previous consolidated fiscal year to ¥6,743.03 million, and undrawn borrowings increased from ¥10,710.42 million to ¥11,756.97 million. - FY2021-Q1Increase in drawn balance and decrease in undrawn balanceAnnual report
「The company has entered into overdraft agreements with 4 relationship banks in connection with its borrowings. The undrawn balances under these agreements are as follows.」
The 4 relationship banks and the overdraft limit of ¥18,500 million were maintained, while drawn borrowings were ¥8,941.35 million and undrawn borrowings were ¥9,558.65 million, meaning that drawn borrowings increased and undrawn borrowings decreased from the end of the previous fiscal year. - FY2020Increase in drawn balance and decrease in undrawn balanceAnnual report
「The company has entered into overdraft agreements with 4 relationship banks, compared with 5 in the previous consolidated fiscal year. The undrawn balances at the end of the consolidated fiscal year under these agreements are as follows.」
The number of relationship banks and the overdraft limit remained unchanged from the previous year at 4 banks and ¥18,500 million, respectively, while drawn borrowings were ¥7,789.58 million and undrawn borrowings were ¥10,710.42 million, indicating increased utilization of the borrowing capacity. - FY2020-Q3Fewer relationship banks and lower borrowing capacityAnnual report
「The company has entered into overdraft agreements with 4 relationship banks, compared with 5 in the previous consolidated fiscal year. The undrawn balances under these agreements are as follows.」
The number of relationship banks under the overdraft agreements decreased from 5 in the previous consolidated fiscal year to 4. The overdraft limit was ¥18,500 million, drawn borrowings were ¥6,150.55 million and undrawn borrowings were ¥12,349.45 million. - FY2020-Q2First statedAnnual report
「The company has entered into overdraft agreements with 5 relationship banks in connection with its borrowings. The undrawn balances under these agreements are as follows.」
For overdraft agreements with 5 relationship banks, the company disclosed an overdraft limit of ¥21,500 million, drawn borrowings of ¥7,657.4 million and undrawn borrowings of ¥13,842.6 million as of 30 September 2019.