Worth reading
27Immaterial
Scored from 5 of 6 sectionsDirection
Mixed performance
Direction inferred from the company’s description.Scale
20
Year-on-year change in operating income for the interim period (%)Wording
Conditional
How definitive the wording is.Results for this period
Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAPNet Sales4,119¥ millionYear on year +9.7%Progress 50.2%
Operating profit901¥ millionYear on year +20.0%Progress 67.2%
Ordinary income910¥ millionYear on year +20.2%Progress 67.6%
Net income attributable to owners of the parent608¥ millionYear on year +18.6%Progress 66.8%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥41.40
Financial position at period-end
Total assets23,304¥ million
of which net assets 9,732 ¥ millionEquity ratio 41.7%vs. prior year-end +3.0pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Cash inflows and outflows
Operating+2,087,946
Investment-20,854
Financials-1,482,902
Net change+584,190
Stacked from zero: upward is an increase in cash, downward a decrease (in Thousands of yen).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Cash and cash equivalents at end of period5,688,146 Thousands of yen
Segment revenueSegment Housing Finance business / Current interim period 1,965,692 Thousands of yen / Same quarter a year earlier 1,794,223 Thousands of yen / Year-on-year (%) Not disclosed, Segment Housing Defect Insurance and Related Services business / Current interim period 1,715,496 Thousands of yen / Same quarter a year earlier 1,633,621 Thousands of yen / Year-on-year (%) Not disclosed, Segment Academia business / Current interim period 437,899 Thousands of yen / Same quarter a year earlier 327,669 Thousands of yen / Year-on-year (%) Not disclosed
Segment profitSegment Housing Finance business / Current interim period 566,577 Thousands of yen / Same quarter a year earlier 518,713 Thousands of yen / Year-on-year (%) Not disclosed, Segment Housing Defect Insurance and Related Services business / Current interim period 229,080 Thousands of yen / Same quarter a year earlier 178,573 Thousands of yen / Year-on-year (%) Not disclosed, Segment Academia business / Current interim period 105,924 Thousands of yen / Same quarter a year earlier 54,197 Thousands of yen / Year-on-year (%) Not disclosed
Outlook and shareholder returns
Full-year earnings forecast
Net Sales¥8,200 million (YoY +3.0%)
Operating profit¥1,340 million (YoY -15.4%)
Ordinary income¥1,346 million (YoY -15.6%)
Net income¥910 million (YoY -16.4%)
Annual Dividend Forecast¥30 → ¥30（0.0%）
Disclosure regarding the going concern assumption
No applicable matters
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNewly included: — company; excluded: — company
Impairment lossNone recognized during the interim period (no fixed asset impairment losses were reported for any reportable segment)
Breakdown of extraordinary income (loss)No extraordinary gains or losses during the interim period (loss on disposal of fixed assets: "–")
Depreciation and amortization37,117 Thousands of yen
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingNo
Issued Shares at Period-End14,704,000
Treasury Shares at Period-End2,025
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 September 2026 |
| Net Sales | ¥4,119 million (YoY +9.7%) |
| Operating profit | ¥901 million (YoY +20.0%) |
| Ordinary income | ¥910 million (YoY +20.2%) |
| Profit attributable to owners of the parent | ¥608 million (YoY +18.6%) |
| Net income per share | ¥41.40 |
| Equity ratio | End of the current fiscal period 41.7 / End of previous period 38.7 |
| Total assets | ¥23,304 million |
| Net assets | ¥9,732 million |
| Cash flows from operating activities | 2,087,946 Thousands of yen |
| Cash flows from investing activities | -20,854 Thousands of yen |
| Cash flows from financing activities | -1,482,902 Thousands of yen |
| Cash and cash equivalents at end of period | 5,688,146 Thousands of yen |
| Full-year earnings forecast | Net Sales ¥8,200 million (YoY +3.0%) / Operating profit ¥1,340 million (YoY -15.4%) / Ordinary income ¥1,346 million (YoY -15.6%) / Net income ¥910 million (YoY -16.4%) |
| Annual Dividend Forecast | ¥30 → ¥30（0.0%） |
| Segment revenue | Segment Housing Finance business / Current interim period 1,965,692 Thousands of yen / Same quarter a year earlier 1,794,223 Thousands of yen / Year-on-year (%) Not disclosed, Segment Housing Defect Insurance and Related Services business / Current interim period 1,715,496 Thousands of yen / Same quarter a year earlier 1,633,621 Thousands of yen / Year-on-year (%) Not disclosed, Segment Academia business / Current interim period 437,899 Thousands of yen / Same quarter a year earlier 327,669 Thousands of yen / Year-on-year (%) Not disclosed |
| Segment profit | Segment Housing Finance business / Current interim period 566,577 Thousands of yen / Same quarter a year earlier 518,713 Thousands of yen / Year-on-year (%) Not disclosed, Segment Housing Defect Insurance and Related Services business / Current interim period 229,080 Thousands of yen / Same quarter a year earlier 178,573 Thousands of yen / Year-on-year (%) Not disclosed, Segment Academia business / Current interim period 105,924 Thousands of yen / Same quarter a year earlier 54,197 Thousands of yen / Year-on-year (%) Not disclosed |
| Depreciation and amortization | 37,117 Thousands of yen |
| Impairment loss | None recognized during the interim period (no fixed asset impairment losses were reported for any reportable segment) |
| Breakdown of extraordinary income (loss) | No extraordinary gains or losses during the interim period (loss on disposal of fixed assets: "–") |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | Newly included: — company; excluded: — company |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | No |
| Issued Shares at Period-End | 14,704,000 |
| Treasury Shares at Period-End | 2,025 |
Items this document does not state (8)
Operating MarginRevision to Earnings ForecastPayout ratioShareholder Return PolicyRegional salesOrders received and order backlogMaterial subsequent eventsFactors Behind Changes in Business Performance
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The document does not state the factors contributing to changes in results.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
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Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.