Revised forecast
Fiscal year ending March 2027 · Second quarter (interim period)Previous forecast published 11 May 2026The bar length represents the relative magnitude of change, based on the item that changed the most in this document. The percentage change shown by the dotted line is calculated from the two reported figures because the company did not provide the rate.
In the housing finance business, loan fee income exceeded expectations due to the rebound from the decline in new housing starts following the legal amendments in the previous year, front-loaded demand amid expectations of higher interest rates, and an increase in the loan amount per case due to rising housing prices and other factors. Each business performed steadily, including the expansion of market share in the housing defect insurance and related business and the reduction in related expenses resulting from a review of the framework for the Housing Academea business.
| Item | Details |
|---|---|
| Net Sales | ¥4,012 million → ¥4,119 million（2.7%） |
| Operating profit | ¥676 million → ¥901 million（33.2%） |
| Ordinary income | ¥682 million → ¥910 million（33.3%） |
| Profit attributable to owners of the parent | ¥460 million → ¥608 million（32.2%） |
| Net income per share | 31.31 yen and sen → 41.4 yen and sen |
| Fiscal Period Covered | Fiscal year ending March 2027 |
| Period Covered | Second quarter (interim period) |
| Publication date of previous forecast | 11 May 2026 |
| Previous-period results | Operating revenue: ¥3,755 million; operating profit: ¥751 million; ordinary profit: ¥757 million; interim net income attributable to owners of the parent: ¥513 million; interim net income per share: ¥34.92 |
| Reason for the revision | In the housing finance business, loan fee income exceeded expectations due to the rebound from the decline in new housing starts following the legal amendments in the previous year, front-loaded demand amid expectations of higher interest rates, and an increase in the loan amount per case due to rising housing prices and other factors. Each business performed steadily, including the expansion of market share in the housing defect insurance and related business and the reduction in related expenses resulting from a review of the framework for the Housing Academea business. |
| Consolidated / non-consolidated | Consolidated |
Items this document does not state (2)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.In the housing finance business, loan fee income exceeded expectations, driven by the rebound from the decline in new housing starts following the legal amendments in the previous year, front-loaded demand amid expectations of higher interest rates, and an increase in the loan amount per case due to rising housing prices. In addition, each business performed steadily, including the expansion of market share in the housing defect insurance and related business and the reduction in related expenses resulting from a review of the framework for the Housing Academea business.