Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Firm demand driven by expectations that mortgage interest rates would rise further, increases in the number and amount of loans disbursed, growth in energy-saving services and services for existing homes, and lower related costs following a review of the service-provision structure contributed to higher revenue and profit. On the other hand, higher interest rates increased operating costs in the Housing Finance Business.
No applicable matters
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Net Sales | ¥2,072 million (YoY +12.3%) |
| Operating profit | ¥456 million (YoY +34.4%) |
| Ordinary income | ¥457 million (YoY +34.6%) |
| Profit attributable to owners of the parent | ¥291 million (YoY +25.7%) |
| Net income per share | ¥19.85 |
| Equity ratio | End of the current fiscal period 39.1 / End of previous period 38.7 |
| Total assets | ¥24,030 million |
| Net assets | ¥9,414 million |
| Full-year earnings forecast | Net Sales ¥8,200 million (YoY +3.0%) / Operating profit ¥1,340 million (YoY -15.4%) / Ordinary income ¥1,346 million (YoY -15.6%) / Net income ¥910 million (YoY -16.4%) |
| Annual Dividend Forecast | ¥30 → ¥30（0.0%） |
| Segment revenue | Residential Mortgage Finance ¥1,011,079 thousand (YoY +19.3%), Housing Defect Insurance and Related Business ¥837,461 thousand (YoY +0.1%), Housing Academeia Business ¥224,125 thousand (YoY +38.0%) |
| Segment profit | Residential Mortgage Finance ¥290,463 thousand (YoY +24.6%), Housing Defect Insurance and Related Business ¥106,763 thousand (YoY +33.8%), Housing Academeia Business ¥59,527 thousand (YoY +122.5%) |
| Depreciation and amortization | ¥19,025 thousand |
| Impairment loss | No applicable matters |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New Number of companies 0 / Company name Not disclosed / Excluded Number of companies 0 / Company name Not disclosed |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | No |
| Issued Shares at Period-End | 14,704,000 Shares |
| Treasury Shares at Period-End | 2,025 Shares |
| Factors Behind Changes in Business Performance | Firm demand driven by expectations that mortgage interest rates would rise further, increases in the number and amount of loans disbursed, growth in energy-saving services and services for existing homes, and lower related costs following a review of the service-provision structure contributed to higher revenue and profit. On the other hand, higher interest rates increased operating costs in the Housing Finance Business. |
Items this document does not state (12)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Demand remained firm amid expectations that mortgage interest rates would rise further, with the number of loans disbursed increasing 25.2% and the amount of loans disbursed increasing 30.0%. Energy-saving services and services for existing homes also grew, while the Housing Academeia Business benefited from lower related costs following a review of its service-provision structure. In the Housing Finance Business, however, operating costs increased 46.8% due to higher interest rates.