Results for this period
Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ thousand).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
In the guarantee-related business, rent guarantees performed well, supported by talent development, stronger alliances, expansion into new operating areas, stronger sales activities in the Tokyo metropolitan area, and the contribution from K-net Co., Ltd. to results. Strategic investments, bad-debt-related expenses and higher administrative fees for real estate companies also increased.
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| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 September 2026 |
| Net Sales | 11,689 Millions of yen (YoY +20.1%) |
| Operating profit | 1,748 Millions of yen (YoY -1.3%) |
| Ordinary income | 1,734 Millions of yen (YoY -0.4%) |
| Profit attributable to owners of the parent | 1,091 Millions of yen (YoY -7.1%) |
| Net income per share | ¥61.19 |
| Equity ratio | End of the current fiscal period 34.5 / End of previous period 33.4 |
| Total assets | 23,094 Millions of yen |
| Net assets | 7,957 Millions of yen |
| Cash flows from operating activities | ¥489,604 thousand |
| Cash flows from investing activities | ¥-598,189 thousand |
| Cash flows from financing activities | ¥355,683 thousand |
| Cash and cash equivalents at end of period | ¥2,984,386 thousand |
| Full-year earnings forecast | Net Sales 24,859 Millions of yen (YoY +15.2%) / Operating profit 3,856 Millions of yen (YoY +6.4%) / Ordinary income 3,825 Millions of yen (YoY +6.5%) / Profit attributable to owners of the parent 2,522 Millions of yen (YoY +2.1%) |
| Annual Dividend Forecast | 55 Yen → 60 Yen |
| Segment revenue | Guarantee-related business ¥10,714,322 thousand (YoY +21.0%), Real Estate-Related Business ¥235,913 thousand (YoY -1.5%), IT-Related Business ¥672,853 thousand (YoY +0.1%), Other ¥214,387 thousand (YoY +192.5%) |
| Segment profit | Guarantee-related business ¥1,813,766 thousand (YoY +1.8%), Real Estate-Related Business ¥-4,638 thousand, IT-Related Business ¥-48,422 thousand, Other ¥-19,564 thousand |
| Depreciation and amortization | ¥125,647 thousand |
| Impairment loss | ¥7,722 thousand |
| Breakdown of extraordinary income (loss) | Extraordinary income Not disclosed / Extraordinary loss Impairment Losses ¥7,722 thousand, Loss on disposal of non-current assets ¥214 thousand |
| Disclosure regarding the going concern assumption | None |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New Number of companies 0 / Company name Not applicable / Excluded Number of companies 0 / Company name Not applicable |
| Material subsequent events | Not applicable |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Yes (for institutional investors and analysts) |
| Issued Shares at Period-End | 18,032,000 shares |
| Treasury Shares at Period-End | 186,724 treasury shares |
| Factors Behind Changes in Business Performance | In the guarantee-related business, rent guarantees performed well, supported by talent development, stronger alliances, expansion into new operating areas, stronger sales activities in the Tokyo metropolitan area, and the contribution from K-net Co., Ltd. to results. Strategic investments, bad-debt-related expenses and higher administrative fees for real estate companies also increased. |
Items this document does not state (6)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.In the guarantee-related business, residential and commercial rent guarantees performed well, supported by talent development, stronger alliances, expansion into new operating areas, stronger sales activities in the Tokyo metropolitan area, and the contribution from K-net Co., Ltd. to results. Expenses increased due to strategic investments, including a new personnel system, development of a new core system and expansion of the Tokyo head office, as well as higher bad-debt-related expenses associated with the increase in contracts and higher administrative fees for real estate companies.